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Business News > Mint Authors > Shipra Singh

Shipra Singh

Assistant editor

Shipra covers tax, credit cards, banking and investments for the personal finance section at Mint. She has a keen interest in writing human-centric features and deep dives on money trends that capture how people’s habits around spending, investing and wealth creation are evolving. Prior to joining Mint in 2021, she has worked at Economic Times, Outlook and Entrepreneur India.

ARTICLES BY SHIPRA SINGH

When the RBI trims the repo rate, transmission to home loan rates depends primarily on the borrower’s loan structure. (REUTERS)

RBI rate cut: Time to rethink your home loan strategy?

2 min read . 10 Dec 2025

Pratham Mehta and Nancy Patodi from Bengaluru celebrated the New Year 2024-25 in Oman for about ₹2 lakh.

Oman on ₹2 Lakh: A playbook for the New Year holiday that looks luxe

6 min read . 08 Dec 2025

When a company offers Esops, it doesn’t give you shares upfront. (Image generated by Gemini)

The startup Esops dream vs reality for employees

7 min read . 04 Dec 2025

Under the new codes, the definition of ‘wages’ has been standardized to include basic pay, dearness allowance and all other allowances unless specifically exempted.

Labour codes: Gratuity, leave encashment get a boost, maternity payout doesn’t

7 min read . 27 Nov 2025

Ashish Shanker, managing director and CEO, Motilal Oswal Private Wealth

Why new-age founder millionaires take bigger investment risks than legacy HNIs

5 min read . 27 Nov 2025

The definition of ‘wages’ has been standardized across the four new codes.

How new labour codes impact your gratuity and PF

4 min read . 23 Nov 2025

As bonuses form a bigger slice of salaries, families must rethink budgets, savings and debt rules to stay financially stable. (Pexel)

How rising variable pay is reshaping household financial planning in India

5 min read . 23 Nov 2025

Employees sit during their lunch time inside a textile mill in Gurgaon, Haryana. India on Friday implemented four new labour codes, pushing ahead with the biggest overhaul of workers' laws in decades. (File Photo: Reuters)

New labour codes redefine wages, boost gratuity and benefits

3 min read . 21 Nov 2025

In the case of an under-construction property, the deduction on interest can be claimed only after the construction is complete.

Why tax breaks on home loans shrink for under-construction properties

6 min read . 20 Nov 2025

India’s freelancer economy has exploded in recent years. (Pixabay)

How freelancers can avoid losing up to 7% of income from global clients

6 min read . 17 Nov 2025

Bhushan Padkil, SVP and head-DTC business at credit information company TransUnion CIBIL.

Late payments lower credit scores, not number of credit cards or loans: CIBIL

4 min read . 13 Nov 2025

The most significant financial burdens in Dubai come from housing, education and healthcare.

How Dubai’s tax-free structure helps Indian expats build wealth and lifestyle

6 min read . 10 Nov 2025

Apart from card payments at retail outlets, the DCC prompt can also appear when withdrawing cash from ATMs abroad. (FinPal)

Why you must decline rupee payments by card when making purchases overseas

2 min read . 05 Nov 2025

You can even get an exemption if you use the proceeds to repay a home loan, provided you meet the other conditions. Image: Pixabay

Save big on tax by using your capital gains to buy a house. Here's how.

7 min read . 29 Oct 2025

L to R: College friends, Sakina Gandhi, Muffaddal Kagalwala and Khadija Attarwala, holidaying in Kenya.

Kenya on a budget: Three friends, nine days, one wild adventure

6 min read . 23 Oct 2025

If you’re riding this rally through gold coins or jewellery, your net returns may leave you disappointed. Photo: Bloomberg

Buy gold coins this Dhanteras, but don't mistake it for an investment

6 min read . 16 Oct 2025

For NRIs, estate planning isn’t just a financial safeguard—it’s a way to prevent prolonged distress. (AI-generated image)

Why NRIs without a Will face endless hurdles claiming assets in India

6 min read . 09 Oct 2025

From 23 July 2024 onwards, long-term capital gains (LTCG) from property are taxed at a rate of 12.5% without indexation. (Image: Pixabay)

Selling property? Here’s the CGAS tax trap you can’t ignore

2 min read . 08 Oct 2025

Chartered accountant Prakash Hegde of Acer Tax & Corporate Services. (Mint)

The new IT Act has not simplified tax, says CA Prakash Hegde

2 min read . 01 Oct 2025

Platforms such as Alt DRX allow investors to browse listed properties, check related information like location, market value and developer details, and invest digitally. (Mint)

With ₹10,000, you can now invest in premium real estate—thanks to tokenization

2 min read . 30 Sept 2025