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Business News > Mint Authors > Shreeraj Deshpande

Shreeraj Deshpande

ARTICLES BY SHREERAJ DESHPANDE

Group health typically carries higher loss ratios but lower intermediation costs.

Why under-priced group health insurance hurts policyholders

3 min read . 05 Feb 2026

The unregulated healthcare sector has also been a major factor behind the slow shift from hospital-only to comprehensive health insurance coverage. (Pixabay)

Health insurance can’t fix healthcare without regulation

3 min read . 28 Oct 2025

What treatment does my insurance cover?

1 min read . 20 Mar 2023

For some extra premium, one can get additional benefits such as insurance coverage for spouse, or critical illness cover (Pixabay)

Critical illness policy: What is it and why should you opt for it?

2 min read . 12 Nov 2022