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Business News > Mint Authors > Subhana Shaikh

Subhana Shaikh

Special correspondent

Subhana is a journalist with over six years of experience covering India’s financial markets. She has written extensively on money and equity markets, banking, and now tracks the Reserve Bank of India for Mint. Based in Mumbai, she enjoys exploring stories across the business spectrum, reading in her downtime, and spending time with her three cats.

ARTICLES BY SUBHANA SHAIKH

Fino Payments Bank plans to restrict itself to small business loans. (Image: Pixabay)

Fino 2.0: Turning a payments bank into a secured lender

3 min read . 06 Dec 2025

Rishi Gupta, managing director and CEO, Fino Payments Bank.

Fino Payments Bank gets in-principle approval to convert to small finance bank

2 min read . 05 Dec 2025

Reserve Bank of India (RBI) governor Sanjay Malhotra. (PTI)

RBI lets market decide rupee’s path, says Governor Malhotra

4 min read . 05 Dec 2025

RBI Governor Sanjay Malhotra. MPC will announce its rate decision on Friday. (PTI Photo/Shashank Parade) (PTI)

RBI rate decision today: Pause, cut — or just punt?

2 min read . 05 Dec 2025

The RBI said the changes come into effect from 1 April 2026, though banks may adopt them earlier. (PTI)

RBI tightens rules for foreign bank exposure to overseas branches

1 min read . 04 Dec 2025

JPMorgan expects Indian companies to raise as much as $14.5 billion next year by issuing overseas bonds. (Reuters)

Why JPMorgan sees nearly $15 bn of overseas bonds by Indian firms in 2026

3 min read . 04 Dec 2025

High-Yield Bonds: Big Returns or Big Trouble? | Bond Street Dialogues Ep 4

High-Yield Bonds: Big Returns or Big Trouble? | Bond Street Dialogues Ep 4

04 Dec 2025

Multiple state-owned bank chiefs raised concerns that the dominance of external benchmark-linked loans has ensured instant repricing of assets whenever the repo rate moves. (Pixabay)

Heartburn at lenders as loan rates fall but deposit rates don't

4 min read . 03 Dec 2025

In the offshore non-deliverable forwards (NDF) market, the rupee briefly breached the 90-per-dollar mark, even as the spot market hovered just below that threshold. (Reuters)

At the brink of 90 to a dollar, rupee takes a step back. Where does it go now?

4 min read . 02 Dec 2025

Swaminathan J, deputy governor, Reserve Bank of India (Bloomberg)

'Banks can't rely on service providers' assurance'

1 min read . 01 Dec 2025

Market participants tracking the deal say the possibility, however remote, of Tata Sons eventually listing, or agreeing to a structured buyout of SP Group’s stake, is already influencing sentiment. (Reuters)

A hint of exiting Tata Sons is making SP Group hopeful in bond street

3 min read . 01 Dec 2025

Canara Bank’s AT-1 bond, expected to be priced at a coupon of 7.5-7.55%, could immediately pave the way for more AT-1 supply from public-sector banks. (AI-generated image)

AT-1 bonds are staging a comeback with Canara Bank

4 min read . 01 Dec 2025

The RBI MPC is scheduled to announce its policy decision after its 3-5 December meeting. The central bank is also expected to maintain its ‘neutral’ stance, which allows it to move in either direction. (Reuters)

RBI may hold rates steady in December, economists split on possible cut

4 min read . 01 Dec 2025

The RBI said the exercise will bring about a change in how regulations are communicated, interpreted, and implemented. (PTI)

RBI repeals 9,400 old circulars to aid compliance

2 min read . 28 Nov 2025

Despite strong fundamentals of the domestic economy and a weaker dollar, the Indian rupee has depreciated 4.4% since April. (Bloomberg)

Rupee pressure mounts as capital flows shrink and RBI steps back

3 min read . 24 Nov 2025

The proposed UPI–TIPS interlinkage will aim to facilitate cross-border remittances between India and the eurozone.

RBI begins work on linking UPI–TIPS to ease India–Eurozone money transfers

2 min read . 21 Nov 2025

RBI Acts On Pawnbrokers Securing Loans Against Gold They Took From Customers

RBI Acts On Pawnbrokers Securing Loans Against Gold They Took From Customers

21 Nov 2025

Loans against property are secured loans where borrowers pledge residential or commercial property as collateral. (Pixabay)

Lenders face stress in micro loans against property as delinquencies rise

5 min read . 20 Nov 2025

Many small MSMEs borrowed from multiple NBFCs during a phase when non-bank lenders were aggressively expanding credit. (AFP)

Growth to guardrails: Why NBFCs are reining in loans to MSMEs

4 min read . 18 Nov 2025

The RBI, the bankers said, has now said that repledging of gold is not allowed and, therefore, lenders that made such loans will not be able to renew them. (REUTERS)

RBI’s new gold loan norms force lenders to wind down repledged portfolios

6 min read . 13 Nov 2025