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Business News > Mint Authors > Toshank Bhardwaj

Toshank Bhardwaj

Mint Author

ARTICLES BY TOSHANK BHARDWAJ

Credit Score: Secured credit can help you to build credit history if you are a new to credit (NTC) customer

How to build a credit score from scratch? 4 key tips

2 min read . 03 Dec 2024

Personal loans: Interest rates offered by personal loans are much higher than other loans in the market.

Personal Loan: 6 crucial things you need to know before borrowing

2 min read . 03 Dec 2024

Personal Loan: The interest rates offered by personal loans are much higher than other loans in the market. Understand your need and make a wise decision.

Emergency Fund vs. Personal Loan: Which one offers immediate relief?

3 min read . 03 Dec 2024

Credit score: Building credit as a student can unlock great deals and help you have a strong creditworthiness for future borrowings.

5 smart strategies for students to build strong credit early

3 min read . 03 Dec 2024

What are co-branded credit cards? Pros, cons, and more

3 min read . 03 Dec 2024

Higher credit scores attract lower interest rates on loans and improve your chances of getting your application approved

How is your credit score calculated and what factors impact it?

4 min read . 02 Dec 2024

Credit Score: Late payments of EMIs and credit card bills can lower your credit score drastically

Credit Score: The hidden dangers of late payments

2 min read . 29 Nov 2024

Understand your credit card statement

Mastering your credit card statement: A beginner’s guide

3 min read . 29 Nov 2024

Credit Score: A higher credit score can help you get best offers on repayment tenure and interest rates for your loan.

Credit Score: What is it and how does it affect your loan approval?

3 min read . 28 Nov 2024

Credit Cards: Choose the right credit card and enjoy exclusive perks while using it wisely

Credit Card Application: How can you apply online and offline?

3 min read . 27 Nov 2024

Credit Score: A bad credit score can decrease your chances of being eligible for borrowing funds

Bad credit score? Here's what it means and how to improve it fast

3 min read . 27 Nov 2024

Credit score: A higher credit score can significantly improve your chances of getting your personal approved at lowest interest rates

How does your credit score impact personal loan approval?

3 min read . 26 Nov 2024

All about secured and unsecured personal loans; choose which is best for you

Secured vs. Unsecured Personal Loans: Which one should you choose?

3 min read . 19 Nov 2024

Personal loan interest rates in India range from 9.47% to 18.75% across various banks as of November 2024.

How to apply for a personal loan? A step-by-step guide

4 min read . 19 Nov 2024

Everything you need to know about floating and fixed interest rates; choose the best option for your personal loan

Personal loan interest rates: Fixed vs. floating rates

2 min read . 19 Nov 2024

Credit CardS: 5 ways to maximise rewards from travel credit cards

How to maximise rewards from travel credit cards?

3 min read . 04 Nov 2024

Credit Cards: Choose the right travel credit card for your international travel and enjoy no foreign transaction fee

Top 5 credit cards with no foreign transaction fees

3 min read . 04 Nov 2024

Credit Card: Business credit cards provide you exclusive offers for your business but attract heavy interest rate and annual fees.

Business Credit Cards: What are the key differences from personal credit cards?

2 min read . 23 Oct 2024

Credit cards: Elevate your travel journey with exclusive perks and luxurious benefits with a travel credit card.

5 best travel credit cards for air travel in 2024

4 min read . 23 Oct 2024

Personal Loan: Instant personal loans do not require a collateral but can attract high interest rates.

How can you apply for an instant personal loan online?

2 min read . 21 Oct 2024