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Varad Pande

Mint Author

ARTICLES BY VARAD PANDE

IndEA 2.0 presents a step forward on re-imagining GovTech for Web 3.0 era

3 min read . 10 Mar 2022

Adopt a mix-and-match approach to vaccination

4 min read . 27 May 2021

Subnational cooperation is critical to economic growth in these two democracies. Photo: AP

US and India must work on economic ties

4 min read . 08 Apr 2018

People prefer getting a partial product or service in return for partial data. Photo: Hemant Mishra/Mint

Making consent count for data protection

4 min read . 10 Jan 2018

Telecom data can be used to test the impact of optimizing road infrastructure on traffic. Photo: Pradeep Gaur/Mint

Using telecom data for development

4 min read . 04 Dec 2017

Fintech offerings remain primarily accessible only to “elite India”. Photo: iStock

Using a regulatory sandbox for fintech

4 min read . 12 Jul 2017

Traditional banks provide financial solutions that don’t account for complex needs. Photo: Bloomberg

Using fintech for financial inclusion

3 min read . 11 Jul 2017

Most users consider transactions on Bhim to be ‘safe’ because it has government backing. Photo: Abhijit Bhatlekar/Mint

Bhim: India’s ticket to a cashless economy

4 min read . 18 Apr 2017

Institutional lenders are unable to lend without appropriate collateral, and the high costs of lending limit the flexibility of lending products. Photo: iStock

Protecting borrowers in the digital era

4 min read . 31 Jan 2017

Kick-starting merchant acceptance is vital. There is great potential here for India Stack. Photo: AP

Cashless in the times of demonetisation

4 min read . 30 Nov 2016

This is a large opportunity for financial-service providers willing to innovate. Photo: Bloomberg

User-centred financial inclusion

4 min read . 17 Nov 2016

Creating space for financial services

4 min read . 22 Aug 2016

Photo: Hindustan Times

A cashless dream for kirana stores

5 min read . 17 Jun 2016

Success as a payments bank will require cracking the bank agent model. Photo: Bloomberg

How to win the financial inclusion war

4 min read . 15 Jun 2016

Photo: Priyanka Parashar/Mint

Cracking the payments bank puzzle

4 min read . 13 Jun 2016

Photo: Hemant Mishra/Mint

Understanding the financial needs of the underserved customer

5 min read . 11 Jun 2016

India today faces an environmental crisis. It is time for us to once again take notice, and chart an innovative path for the sake of India’s ecological destiny. Photo: Bloomberg

25 years of reforms: The environment vs growth debate

4 min read . 01 Jun 2016

Aadhaar captures two unique biometrics of every Indian resident—fingerprints and iris (eye recognition) and assigns a unique ID number to every resident. Photo: HT

Direct benefits transfer: An idea whose time has come

8 min read . 14 Mar 2014

Photo: Ramesh Pathania/Mint

MGNREGA: A tale of rural revival

4 min read . 10 Feb 2014

A file photo of people protesting against the land acquisition policy in New Delhi. Photo: Manpreet Romana/AFP (Manpreet Romana/AFP)

A business case for the new land acquisition law

4 min read . 09 Sep 2013

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