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Business News > Mint Authors > Vimal Chander Joshi

Vimal Chander Joshi

Vimal writes on personal finance, blockchain and occasionally on overseas education. He can be reached at vimal.joshi@htmedialabs.com

ARTICLES BY VIMAL CHANDER JOSHI

NPCI has updated the list of countries that are enabled for UPI Global Acceptance.

UPI per-day and per-transaction limit set at ₹2 lakh in Europe. Check details

1 min read . 15 May 2026

As the new system of 'One Nation One KYC' comes into force, after you complete KYC once – it would become accessible to all financial institutions.

Sebi plans to launch unified KYC by July — here's what changes for you

2 min read . 08 May 2026

One of the key benefits of the revised NPS is that retirees will be entitled to a pension equal to 50% of their last drawn salary plus DA, provided they have served for 20 years or more. (An AI-generated image)

Revised NPS optional for Maharashtra govt employees. Check what it covers

1 min read . 07 May 2026

One advantage of investing in P2P lending is that it offers lenders a high rate of return.

P2P portfolio: Should you invest in peer-to-peer lending to earn high returns?

2 min read . 01 May 2026

When the Vaishno Devi shrine's board dispatched roughly 20 tonnes of silver offerings to a government mint for melting and storage, it turned out that the metal, which was supposed to be silver, contained only 5-6% silver content. (Pic for representational purposes only)

Fake silver coins: Is it better to invest in digital form of precious metal?

3 min read . 21 Apr 2026

Once the announcement is made, central government employees and pensioners would see an increase in their monthly emoluments.

DA hike in April: Here's how it could affect central govt salaries and pensions

1 min read . 01 Apr 2026

From the next financial year, make sure you ask your employer for Form 130 instead of Form 16

New I-T rules: Taxpayers with overseas income may need CA's certificate soon

2 min read . 24 Mar 2026

Radhika Rao believes that India's recent bilateral trade deals outside of the US are expected to strengthen ties with Europe, the UK and select Pacific countries.

ME war unlikely to hurt Indian economy's structural strength: Radhika Rao

4 min read . 20 Mar 2026

Four new cities have been included in the list of cities eligible for the 50% salary criterion for computing HRA exemption.

Will the new Income Tax Act be better for salaried taxpayers? Experts weigh in

2 min read . 13 Mar 2026

A number of mutual fund categories saw significant declines in inflows. For example, inflows into debt mutual funds across durations fell from ₹74,827 crore in January to ₹42,106 crore in February.

Equity mutual fund inflows rise 8% to ₹25,977 crore in February: AMFI data

2 min read . 10 Mar 2026

Solutions-oriented scheme category is being discontinued. Existing schemes in this category will stop all subscriptions with immediate effect.

Sebi unveils life-cycle mutual funds; solution-oriented schemes scrapped

2 min read . 26 Feb 2026

Ashish Lath received a ₹4 crore deal from four of the five Sharks in exchange for 9% of his company.

I never paid for a flight ticket in past 10 years: Ashish Lath, CEO, SaveSage

4 min read . 25 Feb 2026

Abakkus has a contrarian investing philosphy, says Mr Chugh

We have a lot of conviction in small caps, says Vaiibhavv Chugh of Abakkus

3 min read . 17 Feb 2026

The finance minister announced a cut in the tax collected at source from 5% to 2%.

Budget 2026: TCS cut to 2%; how will it impact taxpayers? Explained

3 min read . 01 Feb 2026

Budget 2026: Some experts we spoke to believe the old tax regime will either be phased out this time or in the next couple of years.

Budget 2026: Will the old tax regime be phased out this time?

2 min read . 01 Feb 2026

Thematic mutual funds select stocks of companies in industries that belong to a particular theme. For example, infrastructure, service industries, PSUs or MNCs. They are more diversified than sectoral funds and hence have lower risk than sectoral funds.

Thematic funds disappointed investors in 2025: Should you bet on them this year?

3 min read . 13 Jan 2026

These digital arrest cases are becoming increasingly common, particularly among senior citizens.

Octogenarian loses ₹96 lakh in digital arrest: How to be careful of frauds?

2 min read . 13 Jan 2026

The bank offers 6.80% to regular citizens on an FD of tenor between 1 year to less than 456 days

What is TMB’s deposit scheme offering 7.50% per year to senior citizens?

1 min read . 13 Jan 2026

One of the smart investing methods is to invest in equal instalments

Mutual funds: How common is it to stop the SIP and when should you do it?

2 min read . 09 Jan 2026

When you redeem mutual fund units, the income tax department mandates the FIFO method to determine which units are considered sold, the cost of acquisition of those units and the holding period of those units

Mutual Funds: What is FIFO method - deployed to compute capital gains tax?

2 min read . 08 Jan 2026