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Business News > Mint Authors > Vimal Chander Joshi

Vimal Chander Joshi

Vimal writes on personal finance, blockchain and occasionally on overseas education. He can be reached at vimal.joshi@htmedialabs.com

ARTICLES BY VIMAL CHANDER JOSHI

An STP allows investors to make the most of rupee cost averaging, as the proceeds from one fund are reinvested in another.

Mutual funds: What is STP and how does it help avoid market volatility?

1 min read . 08:04 pm IST

Taxpayers can file their revised income tax return before 31 December 2025.

Income Tax: Last 2 weeks left to file a belated return — all you need to know

1 min read . 06:31 pm IST

Consistent saving via SIPs provides the twin benefits of compounding and rupee cost averaging, enabling investors to meet their financial goals in time

Want to accumulate ₹50 lakh in next 12 years? You will need SIP of this amount

1 min read . 10:47 am IST

These pension fund managers delivered an annualised return in the range of 12-16% per annum.

These NPS fund managers delivered highest returns on equity in past 3 years

1 min read . 15 Dec 2025

Sebi in 2023 noted that under the name of Baap of Chart, Nasir Ansari was fleecing investors in the garb of providing educational training related to the securities market, promising them guaranteed returns.

Sebi starts proceedings against this finfluencer to recover over ₹17 crore

1 min read . 15 Dec 2025

Sebi ordered unregistered investment advisor Avadhut Sathe and his trading academy not to collect any money or fees from the existing course participants on account of investment advisory and research analyst services.

Why did Sebi impound ₹546 crore of stock market trainer Avadhut Sathe?

3 min read . 05 Dec 2025

Banks are expected to submit credit information on the 9th, 16th, 23rd and last day of the month to credit information companies.

Your credit score to get updated every week as RBI amends directions

2 min read . 05 Dec 2025

Home loans typically have variable interest rates, and any change in the repo rate is reflected in them.

RBI policy: Will lower lending rates follow? A look at banks' home loan rates

2 min read . 05 Dec 2025

The final redemption date of the tranche is 4 December 2025.

SGB scheme delivers 41% CAGR; redemption date today

1 min read . 04 Dec 2025

Index mutual funds are more popular, with a total of 345 schemes and assets under management of ₹3.20 lakh crore.

ELSS vs index mutual funds: Which one should investors choose and why?

2 min read . 04 Dec 2025

The amount of SIP that you require to accumulate ₹1 crore is subject to the rate of return of your investment. The higher the return, the lower the required SIP.

Want ₹1 crore in the next 10 years? You need an SIP of this amount

2 min read . 03 Dec 2025

Mid-cap mutual funds invest a minimum of 65% of their assets in mid-cap stocks.

These mid-cap funds gave over 25% annualised returns in past 3 years. See list

1 min read . 03 Dec 2025

Taxpayers are urged to report their foreign assets as well as income accured abroad in their ITR

Income Tax: How to report foreign income and assets in your ITR?

1 min read . 03 Dec 2025

Harmanpreet Kaur rolls out PNB's metal credit card Luxura. Check details

1 min read . 02 Dec 2025

Under the RB-IOS (Integrated Ombudsman Scheme), 13,34,244 complaints were received in FY 2024-25, an increase of 13.55% over the previous year.

RBI Ombudsman witnessed 13% increase in consumer complaints in FY25

2 min read . 02 Dec 2025

Last date to file revised or belated income tax return for FY 2024-25 is 31 December 2025.

Last date to file revised or belated ITR is 31 December – key questions answered

2 min read . 02 Dec 2025

The mandatory requirement for filing ECR only for those members whose Aadhaar number is seeded and verified with their UAN was introduced in June 2021.

Aadhaar–UAN seeding: EPFO says no extension for mandatory linking to file ECR

1 min read . 02 Dec 2025

In terms of volume, UPI transactions reached 20.47 billion in November, representing a 32% year-over-year increase.

UPI transactions jump 22% to hit ₹26.32 lakh crore in volume: Nov data

1 min read . 02 Dec 2025

A low credit score can result in higher loan costs and stricter lender conditions.

What is a poor credit score for loans and how it impacts your eligibility

2 min read . 02 Dec 2025

There are a number of credit cards which provide discount to shoppers

6 credit cards that offer big year-end discounts for shoppers

1 min read . 01 Dec 2025