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Business News > Mint Authors > Vimal Chander Joshi

Vimal Chander Joshi

Vimal writes on personal finance, blockchain and occasionally on overseas education. He can be reached at vimal.joshi@htmedialabs.com

ARTICLES BY VIMAL CHANDER JOSHI

Systematic investment plans: One of the easiest ways to achieve your financial goals is to invest in mutual fund SIPs.

Want to build ₹1 crore corpus in 10 years? Here is the monthly SIP you need

2 min read . 13 Jul 2026

Value mutual funds identify stocks that are currently undervalued but are expected to perform well over time once their value is unlocked

Top value mutual funds with the highest 5-year returns: Should you invest?

2 min read . 10 Jul 2026

ITR-5 is is meant for firms, LLPs, LLPs, AOPs, BOIs, cooperative societies, local authorities, artificial juridical persons, and business or investment funds.

I-T Department releases Excel utility for ITR-5. What is it for & other details?

1 min read . 08 Jul 2026

The condonation of delay will allow taxpayers to claim deductions under section 80G for the donations made to these charities. Section 80G provisons are covered under section 133 of the new Income Tax Act, 2025.

I-T dept allows charitable trusts to seek fresh nod, taxpayers to get 80G relief

2 min read . 03 Jul 2026

Filing ITR: Salaried taxpayers are supposed to check the tax liability under both the regimes – old and new -- before they opt for one

Filing ITR? Last 30 days left before deadline; 6 key things to be careful about

2 min read . 01 Jul 2026

Income Tax: ITR-3 Excel Utility released — should taxpayers wait until August or file their returns early?

ITR-3 Excel Utility released — should taxpayers wait or file return early?

2 min read . 19 Jun 2026

One can file tax return either in ITR-2 or ITR-3 to declare capital gain arising from the sale of cryptocurrencies

Income Tax: Which ITR form should you use if you invest in cryptos?

2 min read . 18 Jun 2026

NPCI has updated the list of countries that are enabled for UPI Global Acceptance.

UPI per-day and per-transaction limit set at ₹2 lakh in Europe. Check details

1 min read . 15 May 2026

As the new system of 'One Nation One KYC' comes into force, after you complete KYC once – it would become accessible to all financial institutions.

Sebi plans to launch unified KYC by July — here's what changes for you

2 min read . 08 May 2026

One of the key benefits of the revised NPS is that retirees will be entitled to a pension equal to 50% of their last drawn salary plus DA, provided they have served for 20 years or more. (An AI-generated image)

Revised NPS optional for Maharashtra govt employees. Check what it covers

1 min read . 07 May 2026

One advantage of investing in P2P lending is that it offers lenders a high rate of return.

P2P portfolio: Should you invest in peer-to-peer lending to earn high returns?

2 min read . 01 May 2026

When the Vaishno Devi shrine's board dispatched roughly 20 tonnes of silver offerings to a government mint for melting and storage, it turned out that the metal, which was supposed to be silver, contained only 5-6% silver content. (Pic for representational purposes only)

Fake silver coins: Is it better to invest in digital form of precious metal?

3 min read . 21 Apr 2026

Once the announcement is made, central government employees and pensioners would see an increase in their monthly emoluments.

DA hike in April: Here's how it could affect central govt salaries and pensions

1 min read . 01 Apr 2026

From the next financial year, make sure you ask your employer for Form 130 instead of Form 16

New I-T rules: Taxpayers with overseas income may need CA's certificate soon

2 min read . 24 Mar 2026

Radhika Rao believes that India's recent bilateral trade deals outside of the US are expected to strengthen ties with Europe, the UK and select Pacific countries.

ME war unlikely to hurt Indian economy's structural strength: Radhika Rao

4 min read . 20 Mar 2026

Four new cities have been included in the list of cities eligible for the 50% salary criterion for computing HRA exemption.

Will the new Income Tax Act be better for salaried taxpayers? Experts weigh in

2 min read . 13 Mar 2026

A number of mutual fund categories saw significant declines in inflows. For example, inflows into debt mutual funds across durations fell from ₹74,827 crore in January to ₹42,106 crore in February.

Equity mutual fund inflows rise 8% to ₹25,977 crore in February: AMFI data

2 min read . 10 Mar 2026

Solutions-oriented scheme category is being discontinued. Existing schemes in this category will stop all subscriptions with immediate effect.

Sebi unveils life-cycle mutual funds; solution-oriented schemes scrapped

2 min read . 26 Feb 2026

Ashish Lath received a ₹4 crore deal from four of the five Sharks in exchange for 9% of his company.

I never paid for a flight ticket in past 10 years: Ashish Lath, CEO, SaveSage

4 min read . 25 Feb 2026

Abakkus has a contrarian investing philosphy, says Mr Chugh

We have a lot of conviction in small caps, says Vaiibhavv Chugh of Abakkus

3 min read . 17 Feb 2026