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Business News > Mint Authors > Vimal Chander Joshi

Vimal Chander Joshi

Vimal writes on personal finance, blockchain and occasionally on overseas education. He can be reached at vimal.joshi@htmedialabs.com

ARTICLES BY VIMAL CHANDER JOSHI

Income Tax department has shared one tax calculator on its website to help taxpayers evaluate total tax liability under both tax regimes

ITR 2025: These rules govern the switching of income tax regime

1 min read . 12 Jun 2025

Mutual funds: A flexi cap fund is the one which is flexible to invest in stocks across market capitalisation so long as total investment in equity & equity related instruments is 65 percent of total assets

Monthly SIP of ₹10K would have grown to ₹50 lakh in 12 years

2 min read . 12 Jun 2025

Navigate your SIP options for effective mutual fund investments

Want to start a mutual fund SIP? Here is a step-by-step guide

1 min read . 12 Jun 2025

While regular citizens are offered a maximum of ₹25,000 deduction in form of medical insurance premium, senior citizen are entitled to claim maximum of ₹50,000 for senior citizens.

Income Tax: Senior citizens are entitled to claim THESE benefits

1 min read . 11 Jun 2025

Here we list out eight aggressive hybrid schemes which have delivered nearly 20 percent or higher in past three years

THESE 8 aggressive hybrid schemes gave over 20% CAGR return in the past 3 years

2 min read . 11 Jun 2025

SIP contribution for the month of May rose marginally to all-time high of ₹26,688 crore vis-à-vis ₹26,632 crore in April.

Why are investors getting disillusioned with equity mutual funds?

2 min read . 10 Jun 2025

To be able to file income tax under the old tax regime, you must opt out of the default regime. It is required for the taxpayers to submit Form 10-IEA to opt out of the default regime.

Income Tax: You can file ITR under the old tax regime for THESE reasons

2 min read . 10 Jun 2025

Largecap funds witnessed a steep 53.19% fall in net inflows, dropping to ₹1,250.47 crore

Equity mutual fund inflows hit 1-year low in May, drop 22%: AMFI

2 min read . 10 Jun 2025

Credit card access is believed to have democratised luxury by providing free access to airport lounges, antagonising a section of users. (The picture is for representational purposes only)

Have credit cards made airport lounges too accessible for aam aadmi?

2 min read . 10 Jun 2025

One can use both basic and advance tax calculator on income tax India website

Income tax calculator: This is how you can use it to compute your tax liability

1 min read . 09 Jun 2025

Digital payment providers tend to follow multiple layers of encryption and security protocols to minimise the occurrence of these frauds.

Don’t fall for UPI scams! Follow these must-know safety tips

3 min read . 06 Jun 2025

Salaried employees typically require form 16 to file income tax return.

Income Tax: What are Form 16, AIS and 26AS? An explainer

1 min read . 06 Jun 2025

Higher TER leads to lower net return and lower TER leads to higher net return

Why is expense ratio important in mutual fund investing? An explainer

1 min read . 05 Jun 2025

If the MPC proceeds with a rate cut on Friday, the repo rate will be lower than 6 percent.

As RBI is set to cut repo rate again, will your loan EMI go downward?

2 min read . 05 Jun 2025

Wealth advisors often underscore the importance of compounding which helps investors accumulate large amount of wealth

Investing ₹1 lakh at launch of this scheme would have grown to ₹1.5 crore

2 min read . 04 Jun 2025

It is vital to define the nature of employment while filing the return i.e., central government employee, public sector employee or a private sector employee

Salaried taxpayers should remember THESE 5 points before filing their ITR

2 min read . 04 Jun 2025

Some of the common mutual fund categories among conservative investors are large cap, flexi cap and conservative hybrid.

THESE are the best mutual fund categories for conservative investors

1 min read . 04 Jun 2025

Income Tax: Sahaj is meant for salaried taxpayers whose total income does not exceed ₹50 lakh during the financial year.

ITR 2025: Sahaj or Sugam — Which is the right income tax form for you?

1 min read . 04 Jun 2025

These large cap mutual funds have delivered exceptionally high returns in the past five years

THESE 4 value mutual funds delivered over 30 percent in the past five years

1 min read . 03 Jun 2025

It is common among investors to compare the interest rates offered by different banks before opening a fixed deposit

FD interest rates: THESE 6 banks offer highest rates on long tenure deposits

1 min read . 02 Jun 2025