Bank Holidays in January 2025
Bank Holidays in India Summary
India observes a wide range of banking holidays throughout the year. These holidays include national holidays, state-specific festivals, and important observances. The Reserve Bank of India (RBI) designates certain holidays under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and Banks' Closing of Accounts.
On these designated holidays, banks suspend their operations, and physical banking services are not available. However, modern digital banking solutions have made it convenient to manage financial transactions even during holidays. Online banking platforms, mobile apps, and digital payment methods like UPI, IMPS, and net banking remain accessible, enabling users to perform various financial tasks seamlessly.
In addition to the holidays prescribed by the RBI, each state in India has its own set of regional festivals and holidays. These state-specific holidays vary across different regions, adding further diversity to the banking holiday calendar. Please note that banks in India are also closed on second and fourth Saturdays of each month, along with Sundays, as part of the regular weekly holidays.
To help you plan ahead, we provide a comprehensive list of banking holidays in India for the year 2025. This list covers holidays in all states and union territories, ensuring you have the necessary information to manage your financial activities effectively. Whether you need to make payments, perform online transactions, or plan your banking activities, our banking holiday guide will assist you in staying updated and organized throughout the year.
Please keep in mind that banking holiday schedules may be subject to changes or additions. It is always advisable to cross-check with official announcements and notifications from the Reserve Bank of India and your respective state governments for any updates or revisions to the holiday calendar.