Home/ Brand Post / Access financial services at your fingertips with digital banking

Gone are the days when people stood in serpentine queues all day long to get work done at a bank. Over the years, the increased penetration of technology and the widespread use of smartphones has led users to transact online. Whether it is paying electricity bills or renewing a subscription to your favourite OTT platform, everything can be done in a few steps, right from your phone!

And how has this been possible? It is all because of digital banking! We’ve been accustomed to NetBanking for quite some time now, but mobile-optimised banking takes the experience a notch higher.

But what exactly is it? Digital banking blends online and mobile banking. It leverages innovative technology and software to provide users with everything that a bank can do, within the comfort of their homes! It is spearheaded by new-age technologies like automation, blockchain, cloud computing, analytics, robotics, machine learning, and artificial intelligence to deliver updated banking services.

A single app can take care of all your financial needs
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A single app can take care of all your financial needs

With Covid-19, this mode of banking has become a necessity! As we stayed home to stay protected from the virus (particularly during those lockdowns), everything was dependent on online transactions. It doesn’t just offer convenience, but at the same time, it also helps you go paperless (say hello to a healthy environment!).

It doesn’t end there - a single app can take care of all your financial needs! You don’t have to download multiple apps for different purposes.

Here’s a look at how the Airtel Thanks App can take care of all your financial needs:

The Airtel Thanks App is an application that puts the whole Airtel world in your palm. It’s a one-stop resource where you can claim your rewards, do recharges, make payments and manage all your connections from anywhere, anytime, at the click of a button.

All you need is a savings account with Airtel Payments Bank. You can open one in a couple of minutes with just a video call.

1. Shopping


Shop to your heart’s content through the Airtel Thanks app
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Shop to your heart’s content through the Airtel Thanks app

Are you eyeing that new dress or want that latest smartphone for your birthday? Fret not, because you can shop to your heart’s content through the Airtel Thanks app, and in the process, earn rewards on every transaction, thanks to their Rewards123 program! With the Airtel Thanks App, you can also send eGift cards such as shopping vouchers, travel vouchers and claim your post-transaction rewards. KNOW MORE

2. Bill payments and recharges

You can pay all your bills at the click of a button
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You can pay all your bills at the click of a button

This app, brought forth by the Airtel Payments Bank, allows you to send and receive money, pay your phone bills, recharge TV, pay for FASTag, gas and electricity bills, apply for a loan, and so much more. Yes, all this and more at the click of a button!

Airtel Payments Bank has become a one-stop shop of basic requirements related to utility payments, including electricity, water, gas, telecom and more.

3. Smart investment and insurance

You can enjoy a top-notch digital banking experience with Airtel Payments Bank. What’s more, the bank also offers added benefits of free personal accident insurance cover of 1 lakh, and allows you to buy third-party insurance too!

Furthermore, Airtel Payments Bank offers DigiGold, a digital platform for you to make investments in gold. Airtel Payments Bank account holders can invest in 24K gold using this feature of the Airtel Thanks App. What’s more, this also makes for a great gifting option for your loved ones - be it any occasion or special celebration! KNOW MORE

4. Quick fund transfer

Thanks to Instant Money Transfer and BHIM UPI, sending money to friends and family is simple now! Plus, you do not need to share any sensitive details, such as your bank account number. Now, you can say goodbye to downloading and maintaining numerous payment apps. You can easily send funds to your loved ones in a jiffy with the Airtel Thanks App.

5. Open a savings account via a video call

You can open a savings account at Airtel Payments Bank simply through a verification process via a video call. Anyone can open a savings account in no time and get an interest rate of up to 6%. KNOW MORE

6. Scan and Pay

Scan the merchant QR code through your preferred BHIM UPI-enabled app and it is done
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Scan the merchant QR code through your preferred BHIM UPI-enabled app and it is done

BHIM UPI-based payments can be made seamlessly anywhere in India at over 500,000 merchant points, only with the help of a few taps on your smartphone! You just need to scan the merchant QR code through your preferred BHIM UPI-enabled app! Yes, it’s that simple.

7. Travel and stay

If you are travelling somewhere, trust the Airtel Payments Bank to have your back! From bus, train and air tickets to cab bookings, all the bookings can be made using the Utility Bill Payment Service at NO EXTRA COST!

The last word

What’s more, the Airtel Payments Bank also provides you with The Safest Way to Pay - Airtel Safe Pay! The feature uses Airtel's Network Intelligence to send alerts to your mobile number, plus you get additional third-factor authentication, which no other bank or wallet provides. This means that no transaction goes ahead without confirmation. KNOW MORE

What are you waiting for? Take out your mobile phone and download the Airtel Thanks App so that you can start enjoying the benefits of the Airtel Payments Bank!


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Updated: 07 Feb 2022, 06:26 PM IST
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