Personal loans have always been a useful way to manage planned and unplanned expenses. Whether it is an unforeseen medical emergency, consolidation of mounting debt, or your child’s higher educational needs, a personal loan can often be an instant injection of funds when you need it the most.

Traditionally, you would need to visit a branch of a bank or a non-banking financial company, prove your eligibility by filling lengthy forms and submitting multiple documents, and wait in hope that your application was approved. Only then would you get the money you need.

As technology evolved, leading lenders made it easier to avail personal loans. First by simplifying the application process itself, then by speeding up approvals, and reducing the time taken to disburse money.

And while this trend has been followed by most lenders over the last few years, some have gone even further. Consider the example of Bajaj Finserv. Through its lending arm, Bajaj Finance Limited, the non-bank has made it possible to avail instant financing – money is transferred to your bank account instantly or near real-time – without having to visit a branch, fill a form, or even submitting any paperwork.

In fact, you don’t even have to step out of your home. That’s right, Bajaj Finserv offers 100% online personal loans with no-touch verification and real-time disbursal. This means that you can avail a personal loan from your smartphone and get the money in minutes – no need to meet any representatives or pretty much anything at all.

If you have an existing relationship with Bajaj Finserv, it just takes two clicks to avail your personal loan! Here’s how the Bajaj Finserv Personal Loan offers an easy and simple way for you to access the funds you need.

Get money in your account instantly

Once you meet the eligibility criteria for the instant personal loan from Bajaj Finserv as a pre-approved customer, you can get funds in your bank account in as quickly as 20 minutes. The fast, 100% online disbursal allows you to attend to unexpected or unplanned expenses without wasting any time.

Enjoy a paperless approval process

The application process for the instant personal loan is straightforward – you only have to review your details in a pre-filled form and add some more, if required. Everything is online and a no-touch process. What’s more, for existing customers there are no documents required, so you can enjoy a paperless approval and application. This helps makes the entire process faster, so that you can focus on other things requiring your attention.

Use the high loan amount to meet unplanned expenses

As per your eligibility, you can rely on a high loan amount offered to you by Bajaj Finserv and use it as per your discretion. There is no restriction on the end use of these funds, so that you can direct cash to various expenses. The ample sanction also allows you to address costs that you may not have planned for and are, thus, outside your budget. From medical bills to home improvement costs to debt consolidation, you can use funds from this instant personal loan without any hesitation.

Get a collateral-free finance without any hidden charges

Since you do not have to pledge any of your assets as security for this instant personal loan, application is easy and stress-free. The disbursal is also speedy as there is no asset to verify or examine. Further, with zero hidden fees applied to your online loan application and repayment, you can plan to pay off this loan easily.

Plan easy repayment with a flexible tenor

With a flexible tenor at your disposal, up to 60 months, you can choose the right duration so that repaying the loan is as convenient on your pocket as possible. Simply use the EMI calculator to plan repayment as per your income and other expenses.

With all these benefits in hand, you can apply for the Instant Personal Loan from anywhere and at anywhere, be it your couch at home or office desk, and get it now in your bank account in just 2 clicks. All you need to do to get started now is to check your pre-approved offer by providing your name and contact number. Need money instantly? Get it now.

Disclaimer: This content is distributed by Bajaj Finserv. No HT Group journalist was involved in the creation of this content.

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