Home / Brand Stories / 5 reasons to get the Bajaj Finserv Insta EMI Card right away

Whether you wish to buy the latest refrigerator, a high-end DSLR camera, or gym equipment, it will likely play around with your savings. Sure, the shopping possibilities across the categories are endless, but the financial capabilities of most of us are limited. And to bridge this gap, it is the best choice to shop for costlier products on EMI. The Bajaj Finserv Insta EMI Card allows you to make big purchases with small budgets on No Cost EMIs.

The entire expense gets distributed into small amounts according to your monthly budget and income with the card. This means you can bring home your favourite products without paying for them upfront. You can also use the card while shopping and avail yourself of additional benefits and exciting offers. Overall, the Insta EMI Card makes shopping more rewarding and convenient for you.

Here are the top 5 reasons you should apply for the Bajaj Finserv Intsa EMI Card for a hassle-free and practical shopping experience.

1. An incredible online shopping journey

The convenience of shopping from the comfort of our homes is truly a blessing. You can shop for a wide variety of products at any time of the day without storming through crowds. With the card, you can shop for products on No Cost EMIs, elevating your online shopping experience. When you buy from the online store using the Insta EMI Card, you can get your hands on affordable prices and benefits like zero down payment and free home delivery. The card is also applicable for purchases on top online shopping platforms, including Amazon, Flipkart, and more.

2. Affordable offline shopping

Sure, online shopping is more convenient and accessible, but traditional shopping is uncomparable in some cases. Shopping in physical stores is especially advisable when buying expensive products, such as electronic appliances, gadgets, mobiles, etc. With easy instalments, the Insta EMI Card lets you purchase the latest products at partner stores, like Chroma, Reliance Digital, and Vijay Sales. With the Insta EMI Card, you can buy high-priced products on No Cost EMIs to save you from the burden of paying the entire amount at once. You can find numerous partner stores across cities to shop for products at the best prices for more ease.

3. Enjoy a purchasing capacity of up to Rs. 4 lakh

Be it costly household items, smartphones, or furniture; the Insta EMI Card can help you buy anything and everything without compromising your monthly expenditure. The card offers a purchasing capacity of Rs. 4 lakh with No Cost EMI options and zero down payment. Plus, you can also get numerous deals and discounts to make the purchase even more affordable for you. The Bajaj Insta EMI Card provides access to more than 1 million products and services with manageable monthly instalments.

4. Get instant access with a 100% digital process

The process to apply for the Bajaj Insta EMI Card is entirely digital and can be completed within a few minutes from your smartphone. All you have to do is visit the site, fill in the required details, pay the joining fees, and your application is completed. You can also apply for the card at a Bajaj Finserv partner offline store when purchasing any item. Further, minimal documentation is required to complete the process, such as basic KYC documents. The best part? Your card gets activated instantly, allowing a hassle-free and budget-friendly shopping experience. To access the Bajaj Insta EMI Card, you will have to download the Bajaj Finserv wallet app on your smartphone.

5. Flexible tenors for loan repayment

Once you get your Insta EMI Card, you can leverage the benefits of No Cost EMI plans and offers to maintain your financial health. Besides the convenience, Bajaj Finserv allows you to choose a flexible repayment tenor of up to 24 months to repay the loan. This way, you can select suitable EMIs that you can handle easily every month. So, if you are planning to buy a new piece of furniture or a high-end kitchen appliance, you can do so without tampering with your finances. Additionally, there will be no foreclosure charges if you prepay the loan. So, it is an absolute win-win.

Bajaj Finserv Insta EMI Card will make your shopping super accessible and affordable while keeping your financial standing and repayment capacities in check. And the digital card applies to more than 1.2 million products in online and offline stores for a happy shopping experience.


Disclaimer: This article has been produced on behalf of the brand by the HTBS team.

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