A health insurance plan on EMI could be the best Diwali gift for your loved ones2 min read . Updated: 12 Nov 2020, 04:49 PM IST
The economic downturn caused by the lockdown has made it difficult for many to pay insurance premiums. A health insurance policy that comes with a monthly EMI plan is their best bet under these circumstances.
The coronavirus pandemic has unleashed an upheaval for a second time in many countries around the world. In India, the capital city of Delhi is witnessing a fresh spike in infections. Although the number of cases across the nation has declined considerably from its September peak, when the daily tally hovered dangerously close to the 1-lakh mark, the threat posed by the virus continues, especially because of the festive season.
The biggest takeaway is that the virus isn’t going to disappear anytime soon and we will have to learn to live with it. Masks and sanitizers and social distancing will continue to remain the best bets against the disease.
This Diwali, therefore, give your loved ones the gift of good health with the Reliance health insurance Policy. What’s even better is that it comes with a monthly EMI plan that eliminates the trouble of a one-time annual premium payment!
EMIs to the rescue
The Reliance Health Gain policy is tailor-made for those who would like a higher sum insured, but cannot afford to make a lump sum payment towards premiums. You can opt for a higher sum insured by paying the premium in small monthly installments or quarterly EMIs, i.e. four easy installments every quarter.
Policyholders can claim between ₹3 lakh and ₹18 lakh and the monthly EMI starts at ₹382. The policies are available in individual and family floater variants and you can choose between periods of one, two, and three years. There are tax benefits of up to ₹1 lakh under Section 80D of the Income Tax Act and, most importantly, the policy includes coronavirus cover and cashless hospitalization in more than 7,300 hospitals.
Co-existing with the virus threat
The pandemic has pushed people to re-evaluate their preparedness for any health emergency. Many patients have had to be hospitalized and a staggering number of them also required ventilator support. As the threat of a second wave dangles upon us, the need to secure the health of your loved ones has assumed greater importance.
The economic downturn caused by the lockdown, however, has made it difficult for many to pay insurance premiums.
In such a case, the Reliance Health Gain policy comes as a true blessing. You can purchase the health insurance on EMI to avoid paying a large amount in one go and still stay secured financially. Opt for the best health insurance policy this Diwali, and put all your worries to rest.