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Frequent Medical Expenses? Consider an OPD Health Subscription!

An OPD health subscription offers several benefits, including prepaid benefits for medical expenses incurred without being hospitalised.Premium
An OPD health subscription offers several benefits, including prepaid benefits for medical expenses incurred without being hospitalised.

Healthcare plan providers, barring a few, design plans to exclude treatment that a patient requires regularly. The rising cost of healthcare, particularly outpatient care, necessitates the inclusion of OPD cover in a healthcare plan that helps insured people claim these expenses

Outpatient care can be very expensive and can quickly deplete your savings. Outpatient department (OPD) treatments account for approximately 62% healthcare costs in India. Unhealthy eating habits, stress and sedentary lifestyle has increased the cases of diabetes and hypertension in India. These health issues need vigilant and regular monitoring and treatment. The frequent tests and consultations during the treatment can turn out to be quite expensive and burn a big hole in your pocket. So, what should you do? 

OPD expenses can arise anytime, which may topple the balance you’re trying to seek. Most Indian health plans only cover hospitalisation-related treatments, leaving outpatient care completely unaffordable. Healthcare plan providers, barring a few, design plans to exclude treatment that a patient requires regularly. The rising cost of healthcare, particularly outpatient care, necessitates the inclusion of OPD cover in a healthcare plan that helps insured people claim these expenses. 

What is an OPD Health Subscription?
Unlike others, an OPD health subscription offers several benefits, including prepaid benefits for medical expenses incurred without being hospitalised. Doctor’s fees, medicine bills and diagnostic test costs are some common examples. They also prove extremely convenient and  the financial burden for those with chronic conditions or pre-existing illnesses who require multiple OPD visits. Considering the rising expenses of OPD visits, Kenko Health has introduced subscription plans that cover everything from doctor fees to dental implants. The unique subscription plan delivers comprehensive healthcare services, including outpatient services. 

Special Health Plans by Kenko
Kenko offers two exclusive-OPD health plans – OPD Family Plan and OPD Individual Plan on a monthly subscription basis. These two are in addition to other plans that cover OPD and IPD both.  The OPD Family Plan is priced at Rs. 849/month for two adults and two children. The Individual OPD Plan is for one person and costs Rs. 449/month. These two OPD health plans offer a flat 50% off on medicines, doctor consultations, diagnostic tests and selective preventive care, and there’s no cap on the maximum price. The most distinguishing feature of these OPD health plans is that they also offer a flat 25% discount on dental care, mental health, vision care, preventive care, at-home care and other services. 

OPD healthcare plans are ideal for those who want to extend the benefits of their primary health plan beyond hospitalisation costs. You should consider an OPD health plan if you don't need in-patient care as often as outpatient care or need minor surgeries, root canals, or incur mental health-related costs regularly. Kenko is the best option for those looking for a cost-effective OPD health plan. Once you've chosen a plan that suits you, you'll have access to Kenko's member-only app, which allows you to claim benefits or get reimbursed for medical expenses in a click. Visit Kenko Health for further details.

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same.

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