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Safety of returns is one of the most sought-after parameters for individuals looking to invest their money. Fixed deposit is an undisputed leader in the safety domain, guaranteeing the safety and security of the money that is parked, along with a steady rate of capital appreciation. Fixed deposit offers the dual advantage of the safety of funds and steady capital growth. They remain unaffected by market volatilities, which offer the investor guaranteed returns.

Here's why Bajaj Finance online Fixed Deposit is an ideal choice for investors:

Attractive Interest Rates

Bajaj Finance FD offers some of the highest FD interest rates. These interest rates go up to 6.50%, with an additional 0.10% benefit for investing online. Additionally, senior citizens can enjoy an additional rate benefit of 0.25% over and above the base rate. If you’re looking to accrue more value long-term, these interest rates are extremely advantageous for your financial needs.

Bajaj Finance FD provides attractive FD interest rates for senior citizens, which is a lucrative option for people in this age group. The table given below is an example to show how you can grow your savings by investing in Bajaj Finance FD for different tenors.

Attractive Interest rates
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Attractive Interest rates


As a senior citizen, if you invest your life savings of, for instance, Rs. 60,00,000 for just 5 years, you stand to gain as much as Rs. 23,17,459 at the end of your tenor. You can also choose to get payouts on a periodic basis, if you’re looking for an investment option that helps you meet your recurring expenses.

Easy loan and withdrawal

Although we make long-term plans to save money to fulfil life goals, it is also important to prepare for an unforeseen emergency that warrants a free flow of cash. Investors can avail of an easy loan against FD that goes up to 75% of the value of your FD. Additionally, there is a provision for withdrawing money prematurely before the tenor of your FD matures, in order to meet your immediate financial needs.

Safety of investment

Bajaj Finance FD has been accredited by CRISIL’s FAAA rating and ICRA’s MAAA rating, both indicative of the highest safety standards for your capital. This implies that your hard-earned money is in safe hands.

Convenient online process

Why wait in long queues and undertake lengthy documentation procedures when you can get instant acknowledgment virtually. With Bajaj Finance online FD, you simply need to visit the online FD form, verify your details, enter investment details and pay through Net Banking or UPI. Upon successful payment, you’ll receive an acknowledgment regarding the same, and you also receive a Fixed Deposit Receipt (FDR) with details regarding your investment. As a non-senior citizen applying online, you can also benefit from an additional 0.10% rate benefit.

After careful consideration of the above-mentioned factors, it is safe to say that Bajaj Finance FD offers great value to investors, while also guaranteeing their money’s safety. Consider investing in a Bajaj Finance online FD to reap the benefits of early planning and adequate savings.

About Bajaj Finance Limited

Bajaj Finance Limited, the lending company of the Bajaj Finserv group, is one of the most diversified NBFCs in the Indian market catering to more than 44 million customers across the country. Headquartered in Pune, the company’s product offering includes Consumer Durable Loans, Lifestyle Finance, Digital Product Finance, Personal Loans, Loan against Property, Small Business Loans, Home loans, Credit Cards, Two-wheeler, and Three-wheeler Loans, Commercial lending/SME Loans, Loan against Securities and Rural Finance which includes Gold Loans and Vehicle Refinancing Loans along with Fixed Deposits. Bajaj Finance Limited prides itself on holding the highest credit rating of FAAA/Stable for any NBFC in the country today.

To know more, please visit: https://www.bajajfinserv.in

Disclaimer: This content is distributed by Bajaj Finserv. No HT journalist is involved in creation of this content.

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