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Business News/ Brand Stories / Unlock a World of Benefits with the HDFC Bank Regalia Gold Credit Card
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Unlock a World of Benefits with the HDFC Bank Regalia Gold Credit Card

Your HDFC Bank Regalia Gold Credit Card opens doors to a world of exclusivity and rewards that change the way you see the world around you

The luxurious indulgences start right from the time you join the membership of this coveted cardPremium
The luxurious indulgences start right from the time you join the membership of this coveted card

Picture yourself in a premium airport lounge, recharging before you embark on life’s latest adventure. Your HDFC Bank Regalia Gold Credit Card is not just a tool for convenience in payments. It opens doors to a world of exclusivity and rewards that change the way you see the world around you. 

The luxurious indulgences start right from the time you join the membership of this coveted card, as it gets you a complimentary Club Vistara Silver Tier and MMT Black Elite membership on spends of 1 lakh within 90 days of card issuance. And, with every fresh milestone of spending, the deals just keep getting sweeter and sweeter. Read on to know more about the benefits that this exclusive credit card brings for you. 

Welcome Benefits

The gains start to flow in as soon as you apply for the HDFC Bank Regalia Gold Credit Card and pay the joining membership fee. For starters, you get a gift voucher equivalent to 2,500, which is the fee amount, so the amount is not a pure outflow from your wallet! And within the first 90 days, you can earn yourself a Club Vistara Silver Tier and MMT Black Elite membership totally free of charge as soon as you spend over 1 lakh on this elite credit card. 

Milestone Benefits

The HDFC Bank Regalia Gold Credit Card is truly your ticket to a good life. With this credit card, the higher your spending, the more you stand to gain in the form of benefits. For instance, you can get vouchers worth 1,500 from some of your favourite brands like Marriott, Myntra, Marks & Spencer, or Reliance Digital when you spend more than 1.5 lakh in every calendar year quarter. And when the spending amount goes over 5 lakh in an anniversary year, you can get flight vouchers worth 5,000, making sure you take that next vacation sooner! You can get an additional 5,000 worth of flight vouchers when you spend more than 7.5 lakh in an anniversary year, making that deal even sweeter! 

Annual Spend-Based Benefits

It’s hard to give up the HDFC Bank Regalia Gold Credit Card after you have used it and discovered the benefits of this exclusive credit card. But its annual renewal comes at a charge that not everyone would be comfortable paying. You don’t need to worry about that. If you can manage to plan your expenses in such a way that you spend 4 lakh on this card in an anniversary year of 12 billing cycles, you can have the renewal fee waived off for the next renewal year. You also have the chance to convert your big purchases into easy EMIs so that they are easy on your pocket!

Reward Points and Cashbacks

In addition to all the benefits that you get with this credit card, you also accrue reward points every time you make a purchase with the HDFC Bank Regalia Gold Credit Card. You can earn 4 reward points for every 150 worth of retail purchases made on insurance, utilities, and education. For purchases made on Marks & Spencer, Myntra, Reliance Digital, and Nykaa, the reward points are much higher, as you earn yourself 20 points for every sum of 150 that is spent on the credit card. These reward points can be redeemed against flight and hotel bookings, air miles conversion, products and vouchers from your favourite brands, redemption against the statement balance on your card, or an exclusive gold catalogue.

About HDFC Bank Limited

HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It is India’s largest private sector bank by assets and the world’s fourth largest bank by market capitalization as of July 2023. HDFC Bank provides several products and services, including wholesale banking, retail banking, consumer durable loans, lifestyle loans, and credit cards. HDFC Regalia Gold Credit Card is a premium category credit card that is reserved for people with an annual income of 12L and more. 

Disclaimer: This article has been produced on behalf of the brand by HT Brand Studio.

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Published: 27 Mar 2024, 10:39 AM IST
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