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With a majority of organisations across the country preparing for a hybrid work culture where work from home – at least for a few days a week – is fast becoming the norm for 2021 and beyond, an increasing number of people are rethinking their living spaces to make room for a home office.

The new work arrangement is a win-win for both businesses and the workforce alike as it offers the flexibility of operating from home thereby cutting out precious work hours spent commuting on the road, and a dedicated space in the home makes it productive. Most organisations have their remote work models charted out well, making the process seamless.

“When I started working from home, I was operating from a make-shift desk in my living room with noises of my son’s school teacher and the pressure cooker’s steam filling up the background. Now that my office has announced virtual work as a long term plan, we have decided to buy a bigger home where I can dedicate a room to work out of," said Anubhav Sood, a Director with a Noida-based IT firm.

As home loan rates become attractive, and with the home becoming a safe haven for almost everyone since the last 10 months, an increasing number of people are thinking of getting a space of their own. A stable realty market and newer housing schemes coming up each day have made this the right time to buy that dream house that you have been yearning for.

“We have two children now and all of us have been at home, working and attending school. So far, we were pushing the idea of buying an apartment, but now think this is the right time. Home loans have become so attractive and hassle free," added Mridula Verma, who works with a MNC bank.

Earlier, the home loan application process used to also be a major deterrent. But, gone are the days when applying for a home loan meant endless documentation, photocopies and collaterals to be arranged followed by endless meetings with bank employees.

With PNB Housing, you can get a home loan approved by a few simple clicks from the comfort of your home..
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With PNB Housing, you can get a home loan approved by a few simple clicks from the comfort of your home..

Keeping in view factors of health and safety post the pandemic, PNB Housing has introduced ACE, an online loan application platform, wherein the entire process has been made completely seamless and contact-free. Features such as online video KYC, verification using OTP and e-sign ensure it is secure and fast too. What’s more? With the process being completely online, loan application can be completed right from the comfort of your home. If you were worried about convenience, PNB Housing has you covered.

To get a home loan from PNB Housing all you need to do is apply for the loan online by filling up an application form, upload your KYC and income documents, pay the initial processing fee digitally using a credit card or wallet (Paytm), e-sign the application form and submit it, and the loan is approved without any physical contact with the organization’s staff.

This means that you can get a home loan approved by a few simple clicks from the comfort of your home. For those not so well conversant with technology, there is a support team available to assist you through the entire process of application.

PNB Housing offers home loans for up to 90 per cent of the cost of the property you are purchasing at flexible tenure of up to 30 years and no prepayment charges on the loan amount that is disbursed.

What’s more? You can get exciting gift vouchers of up to 10,000 by making an application online. The process is completely secure as it uses special features such as an online KYC, online e-sign, and address verification, among others.

PNB Housing Finance’s contactless offering ensures that you are updated about the status of the loan processing at every stage of the process so you are never left in doubt.

The unprecedented year has made us realise the value of home and relationships, which must be cherished and celebrated at all times. Buying a dream home for your family is a step in that direction. So, buy your dream home today and strike the right work-life balance!

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