Power point

Most affinity plans cover pre-existing diseases from day one, while some impose a waiting period of up to 12 months.

How alumni health plans differ from individual insurance policies

4 min read . 19 May 2026

The US-Iran war is a rare disruption for which the standard advice does not apply.

The market crisis where 'this too shall pass' doesn't work

3 min read . 17 May 2026

Money in the savings account, short-term fixed deposits, liquid funds, money market funds and arbitrage funds are instruments that form a strong base. (istockphoto)

In a fragile world, how anti-fragile is your portfolio?

4 min read . 22 Apr 2026

NPS is a strong vehicle for building a retirement corpus, offering low costs, high equity allocation, a disciplined lock-in and tax deductions under both tax regimes. (Stock image)

The NPS makeover and retirement security

3 min read . 23 Dec 2025

The real edge is not timing rate cuts but responding intelligently when they arrive. (Pixabay)

Why a tiny home loan rate cut can quietly save you lakhs

3 min read . 19 Dec 2025

IPOs that listed in the first half of 2025 have, on average, performed better than those that came later in the year. (This is an AI-generated image)

What India’s IPO boom really delivered to investors

3 min read . 17 Dec 2025

Understanding the psychological traps that accompany volatility can help investors make more informed decisions and stay the course.

Inside the investor mind: How psychology shapes reactions to market swings

4 min read . 11 Nov 2025

A new Multiple Scheme Framework has been introduced under the National Pension System, allowing pension fund managers to design and offer more than one scheme across asset classes.

New NPS, EPF rules: Should you rethink your retirement strategy?

3 min read . 27 Oct 2025

The EPF is neither a savings bank account nor an emergency fund. The core of its purpose is to provide adequate old-age security. (Mint)

PF withdrawal rules change: For once, the EPFO has struck the right balance

4 min read . 23 Oct 2025

A professionally crafted financial plan will also provide for lifestyle expenses and will allow us to enjoy life without going overboard and wrecking our future.

Why proactive financial planning is your ultimate shield against job loss

3 min read . 07 Oct 2025

It’s important to note that a nominee isn’t the same as a legal heir. In the case of a deceased demat account holder, the nominee serves only as a trustee of the assets on behalf of the legal heir or heirs.

Demat nomination: The one step saving your family from financial chaos

3 min read . 06 Oct 2025

Banks can lend up to 90% of the property value for loans of ₹30 lakh or less, 80% for loans between ₹30 lakh and ₹75 lakh, and 75% for loans above ₹75 lakh. (Pixabay)

How to protect your home when it's used as loan collateral

4 min read . 24 Sept 2025

Indian investors seeking global diversification have been forced to either wait indefinitely or venture into direct overseas investing.

One market, two rules: Individuals can invest abroad, mutual funds face a limit

3 min read . 31 Jul 2025

AI can be tremendously valuable for tasks you already understand, but potentially dangerous for those you don't.

AI won't pick your stocks and funds for you

4 min read . 24 Jul 2025

The reason you may want to use a bucket strategy is not because it has an edge in delivering higher withdrawals, but because it can provide emotional comfort.

Retirement planning: Why bucket strategies don’t protect against sequence risk

2 min read . 13 Jul 2025

With the worlds of work, healthcare, and financial stability changing, Indian aspirants have to adapt these strategies to homegrown conditions. (iStockphoto)

Indians must adapt FIRE to indigenous needs

4 min read . 15 Jun 2025

According to The Wealth Index Report by 360 ONE Wealth, transfers for deposits, property acquisitions, and investments in equities and bonds reached $2.45 billion in 2022-23. (Image: Pixabay)

India’s elite is embracing overseas investments to unlock global wealth

3 min read . 11 Jun 2025

Beyond a point, increasing equity allocation will reduce, not raise, the withdrawal rate. (Pixabay)

Why more equities won’t save you from low withdrawal rates in retirement

3 min read . 09 Jun 2025

The market rewards patience over intelligence, consistency over brilliance, and emotional stability over analytical prowess.

The temperament trap: Why your personality might be your portfolio's worst enemy

5 min read . 29 May 2025

Emotions continue to override logic when it comes to investing in India.

Ask yourself these questions to avoid emotional investing

4 min read . 27 May 2025