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Insta EMI Card: The Smart Way to Buy iPhone 13 with Zero Down Payment and Easy EMI
Shop stress-free for your new iPhone 13 with the Insta EMI Card and enjoy low-cost EMIs and no upfront payments.
Looking at the gleaming iPhone 13 through a store window might feel like gazing at an impossible dream. The price tag often stops many in their tracks, making them walk away from their desired smartphone. But what if you could take that iPhone 13 home today without paying a single rupee upfront?
The wait for your dream phone ends here. With the Insta EMI Card, you can now own an iPhone 13 through comfortable monthly payments that suit your budget perfectly. No more waiting to save up for that hefty down payment!
The real cost challenge of premium smartphones
The iPhone 13 is a testament to technological excellence, combining stunning camera capabilities with powerful performance. However, its premium pricing puts it beyond immediate reach for many buyers. Most people find it challenging to arrange a large sum at once, even when they can comfortably manage monthly payments.
Traditional financing options often demand substantial iPhone 13 EMI down payments or carry high interest rates. Bank loans involve lengthy paperwork and waiting periods. Credit card EMIs might seem convenient but can prove costly in the long run.
This is where the Insta EMI Card transforms your iPhone 13 purchase experience. It removes the initial financial hurdle with its zero down payment feature.
Your effortless path to iPhone ownership
The Insta EMI Card makes your iPhone 13 purchase remarkably simple. You need not worry about arranging funds or dealing with complicated loan processes. The card splits your purchase into Easy EMIs with minimal interest.
These EMIs spread comfortably across your chosen tenure, ranging from 1 to 60 months. This flexibility allows you to pick a monthly payment that fits perfectly within your budget. You remain in complete control of your finances while enjoying your new iPhone 13.
The best part? Many partner stores offer special zero down payment options, meaning you pay nothing upfront during purchase.
Getting your iPhone 13 with Insta EMI Card
Here's how simple it is to buy your iPhone 13:
- Online purchase
- Visit your preferred e-commerce platform.
- Select iPhone 13 and add it to your cart.
- Choose the Insta EMI Card payment option.
- Pick your preferred EMI tenure.
- Complete the purchase with zero down payment.
- Store purchase
- Visit any Bajaj Finserv partner store.
- Show your Insta EMI Card details.
- Select your EMI tenure.
- Walk out with your new iPhone 13.
Your card, your advantages
- Pre-qualified spending limits up to Rs. 3 lakh: Every Insta EMI Card comes with a generous pre-qualified loan offer amount. This means you can buy your iPhone 13 and still have room for other purchases like accessories.
- Minimal interest charges: The card offers some of the lowest EMI charges in the market. These Easy EMIs make your purchase even more affordable.
- Zero foreclosure fees: You can repay your EMIs early without any extra charges. This flexibility helps you clear your dues faster when you have additional funds.
- Widespread acceptance: The card works at over 1.5 lakh stores across 4,000+ cities. You can also shop on major online platforms like Amazon, Flipkart, and Bajaj Mall, among others.
Shopping made simple with the Insta EMI Card:
- Log into your Amazon account and browse the available iPhone 13 models.
- Add the selected device to your cart and head to checkout.
- Select an EMI repayment at checkout and choose the Insta EMI Card option.
- Pick your preferred tenure and complete your purchase with an OTP.
Understanding your iPhone EMI structure
When you buy an iPhone 13 worth Rs. 69,900 using your Insta EMI Card, your purchase gets divided into equal monthly payments. For instance, on a 12-month tenure, you might pay around Rs. 5,825 + minimal interest, without any down payment.
This proves significantly more manageable than traditional financing options. Bank loans often require a 20-30% down payment, while credit cards might charge higher processing fees.
Smart usage tips
- Plan your tenure thoughtfully: Calculate your monthly budget carefully before selecting the EMI period. Choose a tenure that keeps your monthly payments comfortable without stretching too long.
- Monitor special offers: Partner stores frequently run zero down payment promotions. Keep an eye on these offers to maximise your savings on your iPhone 13 purchase.
- Maintain timely payments: Regular EMI payments improve your credit score. Set up auto-pay to ensure you never miss a due date.
- Check processing fees: Understanding all charges helps you plan better. Partner stores often waive processing fees during special promotions.
- Review your pre-approved limit: Know your available limit before shopping. This helps you plan multiple purchases effectively if needed.
Getting your Insta EMI Card
Eligibility requirements
- Age: 21-65 years
- Indian resident
- Regular income
- Good credit score
- Valid KYC documents
Quick application process
You can apply through two simple routes:
Online:
- Visit the official Bajaj Finserv website and enter your mobile number.
- Complete OTP authentication and then fill in the application form.
- Once your credit limit is revealed, complete the KYC verification process via DigiLocker or your Aadhaar card.
- Pay the one-time joining fee of Rs. 530.
- Once approved, complete the e-mandate registration and begin using your card.
At partner stores:
- Visit any partner outlet and request assistance from a store representative.
- Submit the required documents.
- Pay the one-time joining fee upon approval and get instant card activation.
- Get instant card activation.
Make your iPhone dream real
The iPhone 13 doesn't have to remain just a wish anymore. The Insta EMI Card puts this premium smartphone within your reach through stress-free monthly payments. No down payment, minimal documentation, and instant approval make your purchase journey smooth and enjoyable.
Ready to own your iPhone 13? Apply for your Insta EMI Card today and step into the world of hassle-free shopping.
Note to the reader: This article is part of Mint's paid consumer connect initiative and is independently created by the brand. Mint assumes no editorial responsibility for the content, including its accuracy, completeness, or any errors or omissions. Readers are advised to verify all information independently.
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Business NewsFocusInsta EMI Card: The Smart Way to Buy iPhone 13 with Zero Down Payment and Easy EMI
First Published:7 Feb 2025, 11:07 AM IST
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