Punjab’s health insurance scheme covers ₹4 lakh cardiac surgery in emergency case

The scheme offers cashless coverage of up to 10 lakh per family, ensuring timely medical intervention and reducing financial barriers to critical care.

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Published27 Mar 2026, 10:00 AM IST
Punjab’s Mukh Mantri Sehat Yojna facilitated a  <span class='webrupee'>₹</span>4 lakh cardiac surgery for a 37-year-old, highlighting its role in financing expensive treatments.
Punjab’s Mukh Mantri Sehat Yojna facilitated a ₹4 lakh cardiac surgery for a 37-year-old, highlighting its role in financing expensive treatments.

Punjab’s Mukh Mantri Sehat Yojna enabled a 4 lakh emergency cardiac surgery for a 37-year-old patient, underscoring the scheme’s role in financing high-cost treatments and reducing out-of-pocket expenditure.

The patient, Sukhpal Kaur, was treated at the Postgraduate Institute of Medical Education and Research (PGIMER) after being diagnosed with aortic dissection, a condition that requires immediate surgical intervention.

Hospital officials said the procedure, along with hospitalisation and specialised care, would have otherwise required significant upfront expenditure. Under the scheme, which provides cashless coverage of up to 10 lakh per family, treatment was initiated immediately after verification of the Sehat Card.

Medical experts noted that in critical cardiovascular cases, the ability to bypass financial delays can be crucial to outcomes. “Prompt intervention is essential in such cases, and removing financial barriers helps ensure continuity of care,” a doctor involved in the treatment said.

Punjab Health Minister Balbir Singh said the scheme is designed to ensure access to life-saving care without financial constraints, adding that expanding coverage and utilisation remain key priorities.

The state government has positioned the scheme as a universal healthcare model, with increasing uptake across empanelled hospitals. Officials said more families are enrolling for Sehat Cards to access cashless treatment benefits.

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