Bank holiday today: Are banks open or closed on Saturday, April 4? Check RBI calendar here

Bank holiday today: All private and public sector banks across the country will remain operational today, April 4, as the date falls on the first Saturday of the month, which is a working day for banks.

Under the guidelines set by the Reserve Bank of India (RBI), all scheduled and non-scheduled banks observe mandatory closure on all second and fourth Saturdays, as well as every Sunday of the month. It means that on these days, customers will not be able to access in-branch services.

Additionally, banks are typically closed across different parts of the country to observe and celebrate national, religious, and regional holidays. Meanwhile, operations are suspended pan-India on gazetted public holidays

When is the next bank holiday

Apart from the usual weekend off, the next RBI-specified bank holiday will fall only on April 14, when banks across several cities will remain closed due to the occasion of Dr. Babasaheb Ambedkar Jayanti.

Ambedkar Jayanti is celebrated annually on April 14 to mark the birth anniversary of Dr. B.R. Ambedkar (born 1891), the principal architect of the Indian Constitution, jurist, economist, and social reformer. It is a public holiday to celebrate his dedication to social justice, equality, and human rights.

In the month of April, banks are scheduled to be closed for eight days, excluding weekends. All public and private lenders were also shut on April 3 for observing Good Friday. Some of the upcoming bank closures for this month will be due to , Bengali New Year’s Day, Bohag Bihu, among other occasions.

People are advised to check with their local bank branches for exact holiday applicability. Meanwhile, essential banking services remain operational nationwide despite the physical branch closures.

What transactions can you do during banks closure

Even though in-branch services are unavailable during national or regional bank holidays, customers can continue using online or mobile banking services, unless they are specifically notified by the service provider of any technical issues or other reasons.

If an individual is facing cash emergencies, ATMs will also be open for withdrawals as usual. People can also use their respective bank’s app and UPI to facilitate payments in such cases. While bank holidays can temporarily affect the operations of bank branches, digital banking ensures that your transactions remain smooth.

Additionally, fund transfer requests can also be made using NEFT/RTGS transfer forms, demand draft request forms and chequebook forms. Credit cards, debit cards, and ATM cards can be obtained through card services.

Services such as account maintenance forms, setting up standing instructions, and applying for a locker are also available during holidays.