Mint's guide to making a healthy insurance choice
We have rated health plans for sum insured of ₹5 lakh, ₹10 lakh, ₹20 lakh and ₹50 lakh and for 30 years, 45 years, 60 years and 75 years of age
Swamped by over a hundred health insurance policies and products filled with frills, comparing health plans and bringing home a policy that works for you can be challenging. Often in the name of comparison, the most basic metric of price is used, which can turn out to be very expensive later. That’s because the cheapest may not be the best; in fact, it could mean that the policy is laced with caveats that force you to shell out more at the time of claim. The search for a good health insurance policy, therefore, goes beyond price and looks at the features that make the policy more comprehensive, and at the claims record of the insurer to ensure you are in good hands.