₹
%
Months
Banks | Interest Rate (p.a.) | Processing Fee |
---|---|---|
HDFC Bank | 10.75% p.a. - 24.00% p.a. | Rs.4,999 + GST |
ICICI Bank | 10.85% p.a. - 16.25% p.a. | Up to 2% |
Yes Bank | 10.99% p.a. onwards - 20% p.a. | Up to 2.5% |
Kotak Mahindra Bank | 10.99% and above | Up to 3% |
Axis Bank | 11.25% p.a.- 22% p.a. | Up to 2% of the loan amount |
HSBC Bank | 9.99% p.a. - 16.00% p.a. | Up to 2% |
IDFC First Bank | 10.90% p.a. - 36% p.a. | Up to 3.5% |
Ujjivan Small Finance Bank | 11.49% p.a. - 16.49% p.a. | At the discretion of the bank |
Aditya Birla Capital | 10.99% p.a. -30% p.a. | Up to 3% |
State Bank of India | 11.35% p.a. - 14.50% p.a. | Up to 1.50% |
Karnataka Bank | 10.93% p.a. onwards | At the discretion of the bank |
Bank of Baroda | 11.15% p.a. - 18.20% p.a. | Up to 2% |
Federal Bank | 11.49% p.a. - 14.49% p.a. | Up to 2% |
Bank of India | 10.85% onwards | Up to 2% |
IDBI Bank | 10.55% p.a. - 13.30% p.a. | Contact the bank |
South Indian Bank | 13.1% p.a. - 20.6% p.a. | Up to 2% |
Indian Overseas Bank | 10.85% p.a. - 13.00% p.a. | Up to 0.50% (Above Rs.2.00 lakh up to Rs.150 Crores) |
RBL Bank | 18% p.a. | Up to 2% |
Bank of Maharashtra | 9.75% p.a. to 12.55% p.a. | Up to 1% |
Central Bank of India | 12.00% p.a. - 12.75% p.a. | Up to 1% |
J&K Bank | 9.60% p.a. - 9.70% p.a. | Up to 1% of the loan amount subject to a maximum of Rs.10,000 |
(Interest Rates as of 03, September 2024)
Please note that GST will be added to the applicable processing fee.
Yes, Union Bank of India provides preferential interest rates for government employees, especially those with an employer undertaking.
Union Bank of India offers only floating interest rates for personal loans.
Your interest rate is primarily based on your credit score, income, and existing liabilities.
Yes, a processing fee of 0.50% of the loan amount applies, which is deducted at the time of loan disbursal.