Franklin India Retirement Fund Growth

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Solutions Oriented
Retirement
Rating 4
Plan

221.36 +0.09 (0.04%) NAV as on 15 Dec, 2025

5D
1M
6M
1Y
5Y
MAX

Key Metrics

AUM (in Cr)521.42
CAGR 3.20%
Exit Load3.00%
Expense ratio2.26%
CategorySolutions Oriented
Min Investment500
Min SIP500
Launch Date1997-03-31

Asset Allocation

Holdings As On - 16 December 2025

Holdings

Sectors

Name
Value (Cr)
Holding %

National Bank For Agriculture And Rural Development
46.55
8.93%

Jubilant Bevco Limited
32.04
6.14%

6.9% Govt Stock 2065
30.75
5.90%

Small Industries Development Bank Of India
26.72
5.12%

Bajaj Housing Finance Limited
26.67
5.11%

National Bank For Financing Infrastructure And Development
26.30
5.04%

LIC Housing Finance Ltd
26.27
5.04%

Poonawalla Fincorp Limited
26.21
5.03%

HDFC Bank
22.17
4.25%

7.09% Govt Stock 2054
19.93
3.82%

Peer Comparison

Risk & Volitility

Alpha 0.00%
Beta 0.00
Sharpe Ratio0.61
Std Deviation 5.17%
Tracking Error 0.00%

About Fund

The Fund seeks to provide investors regular income under the Dividend Plan and capital appreciation under the Growth Plan.

The Franklin India Retirement Fund Growth has an AUM of 521.42 crores & has delivered CAGR of 8.85% in the last 5 years. The fund has an exit load of 3.00% and an expense ratio of 2.26%. The minimum investment in Franklin India Retirement Fund Growth is Rs 500 and the minimum SIP is Rs 500.

As per morningstar the risk & return rating of the fund are Low & Good respectively.

The top holdings of the fund include National Bank For Agriculture And Rural Development, Jubilant Bevco Limited, 6.9% Govt Stock 2065 & Small Industries Development Bank Of India.

The major sectors where the fund is invested are Regional Banks, Software & Programming, Construction Services & Communications Services.

Some of the similar funds are Aditya Birla Sun Life Retirement Fund - The 30s Pln Regular Growth, Axis Retirement Fund - Aggressive Plan Regular Growth, Franklin India Retirement Fund Growth, ICICI Prudential Retirement Fund Hybrid Aggressive Plan Regular Growth, Baroda BNP Paribas Retirement Fund Regular Growth. Franklin India Retirement Fund Growth has a sharpe ratio of 0.61 & a standard deviation of 5.17%.