HDFC Retirement Savings Fund - Equity Plan - Regular Plan
- Retirement
- Solutions Oriented
- Very High Risk
Explore On
Rating:
Key Metrics
Aum
₹6,236.24 Cr
Expense Ratio
1.78%
Exit Load
0.00%
Min. Investment
₹100.00
Min. SIP
₹100.00
Launch Date
25 Feb 2016
CAGR Returns
| Period | Absolute(%) | Annualised(%) |
|---|---|---|
| 1 Month | -0.99% | -- |
| 3 Months | -6.98% | -- |
| 6 Months | -8.95% | -- |
| 1 Year | -4.76% | -4.76% |
| 2 Years | -- | +2.92% |
| 3 Years | +42.32% | +12.48% |
| 5 Years | +102.61% | +15.17% |
| Since Launch | +372.39% | +16.42% |
Holdings as on 17 May 2026
| Name | Value (₹Cr) | Holding % |
|---|---|---|
| HDFC Bank | 438.93 | 7.04 |
| ICICI Bank | 397.95 | 6.38 |
| Reliance Industries | 295.66 | 4.74 |
| AXIS Bank Ltd | 278.72 | 4.47 |
| Treps - Tri-Party Repo | 270.72 | 4.34 |
| Kotak Mahindra Bank | 219.11 | 3.51 |
| Infosys | 200.10 | 3.21 |
| State Bank of India | 195.88 | 3.14 |
| Maruti Suzuki India | 194.92 | 3.13 |
| Bharti Airtel | 178.24 | 2.86 |
Morning Star Rating
Rating:
Risk
Return
Risk & Volitility
0.55
Sharpe Ratio
13.57%
Std. Deviation
4.86%
Tracking Error
2.95%
Alpha
0.94
Beta
Peer Comparison
| Fund Name | 1Y | 3Y | 5Y |
|---|---|---|---|
| Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth | -0.51% | +14.99% | +14.03% |
| HDFC Retirement Savings Fund - Equity Plan - Regular Plan | -4.76% | +12.48% | +15.17% |
| Tata Retirement Savings Moderate Fund Growth | +3.57% | +14.01% | +11.81% |
| SBI Retirement Benefit Fund - Aggressive Plan Regular Growth | -1.98% | +9.77% | +12.88% |
| UTI Retirement Fund - Regular Plan | +0.19% | +9.94% | +9.93% |
Results are calculated on CAGR basis
About Fund
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
The HDFC Retirement Savings Fund - Equity Plan - Regular Plan has an AUM of 6236.24 crores & has delivered CAGR of 15.17 in the last 5 years. The fund has an exit load of 0.00% and an expense ratio of 1.78%. The minimum investment in HDFC Retirement Savings Fund - Equity Plan - Regular Plan is Rs 100 and the minimum SIP is Rs 100.
As per morningstar the risk & return rating of the fund are Medium & Exceptional respectively.
The fund has a present cash holding of %. The top holdings of the fund include HDFC Bank, ICICI Bank, Reliance Industries, AXIS Bank Ltd.
The major sectors where the fund is invested are Regional Banks, Software & Programming, Oil & Gas Operations, Biotechnology & Drugs.
Some of the similar funds are Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth, HDFC Retirement Savings Fund - Equity Plan - Regular Plan, Tata Retirement Savings Moderate Fund Growth, SBI Retirement Benefit Fund - Aggressive Plan Regular Growth, UTI Retirement Fund - Regular Plan. HDFC Retirement Savings Fund - Equity Plan - Regular Plan has a sharpe ratio of 0.55 & a standard deviation of 13.57%.
FAQs
According to the morning star rating HDFC Retirement Savings Fund - Equity Plan - Regular Plan has a Medium risk & Exceptional return.
HDFC Retirement Savings Fund - Equity Plan - Regular Plan is managed by Arun Agarwal,Anupam Joshi,Srinivasan Ramamurthy,Dhruv Muchhal,Nandita Menezes.
The expense ratio of HDFC Retirement Savings Fund - Equity Plan - Regular Plan is 1.78%.
The 5 year annualized return on HDFC Retirement Savings Fund - Equity Plan - Regular Plan is 15.17% & it has generated -4.76% in the last 1 year.
The minimum investment in HDFC Retirement Savings Fund - Equity Plan - Regular Plan is 100 Rs.
HDFC Retirement Savings Fund - Equity Plan - Regular Plan has an AUM of 6236.24 crores.
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