HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan
- Retirement
- Solutions Oriented
- Moderately High risk
Rating:
Key Metrics
Aum
₹148.25 Cr
Expense Ratio
2.33%
Exit Load
0.00%
Min. Investment
₹100.00
Min. SIP
₹100.00
Launch Date
26 Feb 2016
CAGR Returns
| Period | Absolute(%) | Annualised(%) |
|---|---|---|
| 1 Month | -1.41% | -- |
| 3 Months | +0.8% | -- |
| 6 Months | +0.25% | -- |
| 1 Year | +0.56% | +0.56% |
| 2 Years | -- | +1.86% |
| 3 Years | +17.44% | +5.51% |
| 5 Years | +33.16% | +5.9% |
| Since Launch | +116.09% | +7.59% |
Holdings as on 10 Sep 2026
| Name | Value (₹Cr) | Holding % |
|---|---|---|
| Cash Offset For Derivatives | 25.92 | 17.48 |
| Treps - Tri-Party Repo | 16.17 | 10.90 |
| 6.67% Govt Stock 2050 | 13.94 | 9.40 |
| ICICI Bank | 12.08 | 8.14 |
| Larsen & Toubro Ltd | 11.45 | 7.72 |
| Mahindra Rural Housing Finance Limited | 10.15 | 6.84 |
| 6.48% Govt Stock 2035 | 9.83 | 6.63 |
| 6.19% Govt Stock 2034 | 9.70 | 6.54 |
| Reliance Industries | 8.72 | 5.88 |
| 7.57% Govt Stock 2033 | 7.89 | 5.32 |
Morning Star Rating
Rating:
Risk
Return
Risk & Volitility
-0.08
Sharpe Ratio
4.32%
Std. Deviation
--
Tracking Error
--
Alpha
--
Beta
Peer Comparison
| Fund Name | 1Y | 3Y | 5Y |
|---|---|---|---|
| Tata Retirement Savings Conservative Fund Growth | +4.3% | +6.74% | +5.67% |
| SBI Retirement Benefit Fund - Conservative Plan Regular Growth | +3.09% | +6.15% | +6.53% |
| HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan | +0.56% | +5.51% | +5.9% |
| Nippon India Retirement Fund - Income Generation Scheme - Regular Growth | +0.78% | +5.67% | +5.32% |
| Bandhan Retirement Fund Regular Growth | -1.08% | -- | -- |
Results are calculated on CAGR basis
About Fund
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
The HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan has an AUM of 148.25 crores & has delivered CAGR of 5.90 in the last 5 years. The fund has an exit load of 0.00% and an expense ratio of 2.33%. The minimum investment in HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan is Rs 100 and the minimum SIP is Rs 100.
As per morningstar the risk & return rating of the fund are Low & Moderate respectively.
The fund has a present cash holding of %. The top holdings of the fund include Cash Offset For Derivatives, Treps - Tri-Party Repo, 6.67% Govt Stock 2050, ICICI Bank.
The major sectors where the fund is invested are Regional Banks, Construction Services, Oil & Gas Operations, Software & Programming.
Some of the similar funds are Tata Retirement Savings Conservative Fund Growth, SBI Retirement Benefit Fund - Conservative Plan Regular Growth, HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan, Nippon India Retirement Fund - Income Generation Scheme - Regular Growth, Bandhan Retirement Fund Regular Growth. HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan has a sharpe ratio of -0.08 & a standard deviation of 4.32%.
FAQs
According to the morning star rating HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan has a Low risk & Moderate return.
HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan is managed by Gopal Agrawal,Chirag Setalvad,Arun Agarwal,Anupam Joshi,Nandita Menezes.
The expense ratio of HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan is 2.33%.
The 5 year annualized return on HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan is 5.90% & it has generated 0.56% in the last 1 year.
The minimum investment in HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan is 100 Rs.
HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan has an AUM of 148.25 crores.
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