Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth
- Retirement
- Solutions Oriented
- Very High Risk
Explore On
Rating:
2
Key Metrics
Aum
₹3,084.08 Cr
Expense Ratio
1.67%
Exit Load
0.00%
Min. Investment
₹500.00
Min. SIP
₹500.00
Launch Date
11 Feb 2015
CAGR Returns
| Period | Absolute(%) | Annualised(%) |
|---|---|---|
| 1 Month | +4.3% | -- |
| 3 Months | +5.11% | -- |
| 6 Months | +1.29% | -- |
| 1 Year | +0.46% | +0.46% |
| 2 Years | -- | -0.4% |
| 3 Years | +45.11% | +13.21% |
| 5 Years | +81.08% | +12.61% |
| Since Launch | +189.6% | +9.76% |
Holdings as on 14 July 2026
| Name | Value (₹Cr) | Holding % |
|---|---|---|
| HDFC Bank | 238.26 | 7.85 |
| ICICI Bank | 222.39 | 7.33 |
| Reliance Industries | 135.43 | 4.46 |
| AXIS Bank Ltd | 128.66 | 4.24 |
| Infosys | 127.62 | 4.20 |
| Larsen & Toubro Ltd | 108.03 | 3.56 |
| JSW Energy | 107.01 | 3.53 |
| State Bank of India | 100.30 | 3.30 |
| Mahindra & Mahindra Ltd | 71.28 | 2.35 |
| Samvardhana Motherson International | 64.62 | 2.13 |
Morning Star Rating
Rating:
2
Risk
Return
Risk & Volitility
0.48
Sharpe Ratio
15.12%
Std. Deviation
4.60%
Tracking Error
-7.42%
Alpha
1.10
Beta
Peer Comparison
| Fund Name | 1Y | 3Y | 5Y |
|---|---|---|---|
| Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth | +0.46% | +13.21% | +12.61% |
| Tata Retirement Savings Progressive Fund Growth | +4.19% | +14.26% | +11.24% |
| Tata Retirement Savings Moderate Fund Growth | +4.55% | +13.19% | +10.89% |
| UTI Retirement Fund - Regular Plan | +1.78% | +9.62% | +9.61% |
| SBI Retirement Benefit Fund - Aggressive Plan Regular Growth | -0.26% | +9.31% | +11.64% |
Results are calculated on CAGR basis
About Fund
The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments and fixed income securities. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
The Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth has an AUM of 3084.08 crores & has delivered CAGR of 12.61 in the last 5 years. The fund has an exit load of 0.00% and an expense ratio of 1.67%. The minimum investment in Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is Rs 500 and the minimum SIP is Rs 500.
As per morningstar the risk & return rating of the fund are Medium & High respectively.
The fund has a present cash holding of %. The top holdings of the fund include HDFC Bank, ICICI Bank, Reliance Industries, AXIS Bank Ltd.
The major sectors where the fund is invested are Regional Banks, Electric Utilities, Software & Programming, Consumer Financial Services.
Some of the similar funds are Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth, Tata Retirement Savings Progressive Fund Growth, Tata Retirement Savings Moderate Fund Growth, UTI Retirement Fund - Regular Plan, SBI Retirement Benefit Fund - Aggressive Plan Regular Growth. Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth has a sharpe ratio of 0.48 & a standard deviation of 15.12%.
FAQs
According to the morning star rating Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth has a Medium risk & High return.
Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is managed by Pranay Sinha,Ritesh Rathod.
The expense ratio of Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is 1.67%.
The 5 year annualized return on Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is 12.61% & it has generated 0.46% in the last 1 year.
The minimum investment in Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth is 500 Rs.
Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth has an AUM of 3084.08 crores.
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