SBI Retirement Benefit Fund - Conservative Plan Regular Growth

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Solutions Oriented
Retirement
Rating N.A.
Plan

14.40 +0.04 (0.25%) NAV as on 16 Feb, 2026

5D
1M
6M
1Y
5Y
MAX

Key Metrics

AUM (in Cr)172.01
CAGR 5.67%
Exit Load0.00%
Expense ratio1.38%
CategorySolutions Oriented
Min Investment5000
Min SIP500
Launch Date2021-02-17

Asset Allocation

Holdings As On - 17 February 2026

Holdings

Sectors

Name
Value (Cr)
Holding %

6.48% Gs 2035
29.55
17.17%

6.90% Gs 2065
28.06
16.31%

Treps
15.11
8.78%

Bharat Sanchar Nigam Limited
10.16
5.90%

7.43% Gs 2076
10.05
5.84%

Summit Digitel Infrastructure Limited
7.55
4.38%

6.33% Gs 2035
7.32
4.25%

Torrent Power Limited
5.17
3.00%

TATA Power Renewable Energy Limited
5.12
2.97%

Rural Electrification Corporation Limited
5.10
2.96%

Peer Comparison

Fund Name
Union Retirement Fund Regular Growth16.74%
HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan6.58%
Tata Retirement Savings Conservative Fund Growth6.47%
SBI Retirement Benefit Fund - Conservative Plan Regular Growth5.67%
Bandhan Retirement Fund Regular Growth9.34%

Risk & Volitility

Alpha 0.00%
Beta 0.00
Sharpe Ratio0.42
Std Deviation 3.49%
Tracking Error 0.00%

About Fund

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.

The SBI Retirement Benefit Fund - Conservative Plan Regular Growth has an AUM of 172.01 crores & has delivered CAGR of 0.00% in the last 5 years. The fund has an exit load of 0.00% and an expense ratio of 1.38%. The minimum investment in SBI Retirement Benefit Fund - Conservative Plan Regular Growth is Rs 5000 and the minimum SIP is Rs 500.

As per morningstar the risk & return rating of the fund are Low & Good respectively.

The top holdings of the fund include 6.48% Gs 2035, 6.90% Gs 2065, Treps & Bharat Sanchar Nigam Limited.

The major sectors where the fund is invested are Regional Banks, Construction Services, Oil & Gas Operations & Software & Programming.

Some of the similar funds are Union Retirement Fund Regular Growth, HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan, Tata Retirement Savings Conservative Fund Growth, SBI Retirement Benefit Fund - Conservative Plan Regular Growth, Bandhan Retirement Fund Regular Growth. SBI Retirement Benefit Fund - Conservative Plan Regular Growth has a sharpe ratio of 0.42 & a standard deviation of 3.49%.