SBI Retirement Benefit Fund - Conservative Plan Regular Growth
- Retirement
- Solutions Oriented
- Moderately High risk
Rating:
Key Metrics
Aum
₹140.43 Cr
Expense Ratio
1.43%
Exit Load
0.00%
Min. Investment
₹5,000.00
Min. SIP
₹500.00
Launch Date
17 Feb 2021
CAGR Returns
| Period | Absolute(%) | Annualised(%) |
|---|---|---|
| 1 Month | -0.61% | -- |
| 3 Months | +2.46% | -- |
| 6 Months | +2.66% | -- |
| 1 Year | +2.87% | +2.87% |
| 2 Years | -- | +3.33% |
| 3 Years | +19.24% | +6.04% |
| 5 Years | +36.98% | +6.5% |
| Since Launch | +45.73% | +7% |
Holdings as on 15 Sep 2026
| Name | Value (₹Cr) | Holding % |
|---|---|---|
| Treps | 33.21 | 23.65 |
| 6.94% Govt Stock 2036 | 14.99 | 10.67 |
| Bharat Sanchar Nigam Limited | 9.96 | 7.09 |
| National Bank For Agriculture And Rural Development | 9.94 | 7.07 |
| Summit Digitel Infrastructure Limited | 7.44 | 5.30 |
| Torrent Power Limited | 5.08 | 3.62 |
| TATA Power Renewable Energy Limited | 5.07 | 3.61 |
| Icici Securities Primary Dealership Ltd. 04-06-2029 | 5.00 | 3.56 |
| Rural Electrification Corporation Limited | 5.00 | 3.56 |
| Cholamandalam Investment And Finance Company Limited | 5.00 | 3.55 |
Morning Star Rating
Rating:
Risk
Return
Risk & Volitility
0.04
Sharpe Ratio
4.82%
Std. Deviation
--
Tracking Error
--
Alpha
--
Beta
Peer Comparison
| Fund Name | 1Y | 3Y | 5Y |
|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 40s Pln Regular Growth | +1.89% | +9.58% | +7.75% |
| SBI Retirement Benefit Fund - Conservative Plan Regular Growth | +2.87% | +6.04% | +6.5% |
| HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan | +0.34% | +5.43% | +5.87% |
| Nippon India Retirement Fund - Income Generation Scheme - Regular Growth | +0.46% | +5.56% | +5.25% |
| PGIM India Retirement Fund Regular Growth | +1.4% | -- | -- |
Results are calculated on CAGR basis
About Fund
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
The SBI Retirement Benefit Fund - Conservative Plan Regular Growth has an AUM of 140.43 crores & has delivered CAGR of 6.50 in the last 5 years. The fund has an exit load of 0.00% and an expense ratio of 1.43%. The minimum investment in SBI Retirement Benefit Fund - Conservative Plan Regular Growth is Rs 5000 and the minimum SIP is Rs 500.
As per morningstar the risk & return rating of the fund are Moderate & Moderate respectively.
The fund has a present cash holding of %. The top holdings of the fund include Treps, 6.94% Govt Stock 2036, Bharat Sanchar Nigam Limited, National Bank For Agriculture And Rural Development.
The major sectors where the fund is invested are Regional Banks, Construction Services, Biotechnology & Drugs, Chemical Manufacturing.
Some of the similar funds are Aditya Birla Sun Life Retirement Fund - The 40s Pln Regular Growth, SBI Retirement Benefit Fund - Conservative Plan Regular Growth, HDFC Retirement Fund - Hybrid Debt Plan - Regular Plan, Nippon India Retirement Fund - Income Generation Scheme - Regular Growth, PGIM India Retirement Fund Regular Growth. SBI Retirement Benefit Fund - Conservative Plan Regular Growth has a sharpe ratio of 0.04 & a standard deviation of 4.82%.
FAQs
According to the morning star rating SBI Retirement Benefit Fund - Conservative Plan Regular Growth has a Moderate risk & Moderate return.
SBI Retirement Benefit Fund - Conservative Plan Regular Growth is managed by Rohit Shimpi,Ardhendu Bhattacharya.
The expense ratio of SBI Retirement Benefit Fund - Conservative Plan Regular Growth is 1.43%.
The 5 year annualized return on SBI Retirement Benefit Fund - Conservative Plan Regular Growth is 6.50% & it has generated 2.87% in the last 1 year.
The minimum investment in SBI Retirement Benefit Fund - Conservative Plan Regular Growth is 5000 Rs.
SBI Retirement Benefit Fund - Conservative Plan Regular Growth has an AUM of 140.43 crores.
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