SBI Retirement Benefit Fund - Conservative Plan Regular Growth

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Explore On

Solutions Oriented
Retirement
Rating N.A.
Plan

14.35 -0.02 (-0.11%) NAV as on 14 Jan, 2026

5D
1M
6M
1Y
5Y
MAX

Key Metrics

AUM (in Cr)174.34
CAGR 5.51%
Exit Load0.00%
Expense ratio1.38%
CategorySolutions Oriented
Min Investment5000
Min SIP500
Launch Date2021-02-17

Asset Allocation

Holdings As On - 17 January 2026

Holdings

Sectors

Name
Value (Cr)
Holding %

7.09% Govt Stock 2054
29.34
16.82%

6.9% Govt Stock 2065
28.31
16.24%

6.48% Govt Stock 2035
14.88
8.53%

Treps
10.95
6.28%

Bharat Sanchar Nigam Limited
10.27
5.89%

Summit Digitel Infrastructure Limited
7.61
4.36%

6.33% Govt Stock 2035
7.36
4.22%

Torrent Power Limited
5.22
2.99%

Rural Electrification Corporation Limited
5.14
2.94%

Sundaram Finance Limited
5.12
2.93%

Peer Comparison

Risk & Volitility

Alpha 0.00%
Beta 0.00
Sharpe Ratio0.51
Std Deviation 3.40%
Tracking Error 0.00%

About Fund

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.

The SBI Retirement Benefit Fund - Conservative Plan Regular Growth has an AUM of 174.34 crores & has delivered CAGR of 0.00% in the last 5 years. The fund has an exit load of 0.00% and an expense ratio of 1.38%. The minimum investment in SBI Retirement Benefit Fund - Conservative Plan Regular Growth is Rs 5000 and the minimum SIP is Rs 500.

As per morningstar the risk & return rating of the fund are Low & Good respectively.

The top holdings of the fund include 7.09% Govt Stock 2054, 6.9% Govt Stock 2065, 6.48% Govt Stock 2035 & Treps.

The major sectors where the fund is invested are Regional Banks, Construction Services, Oil & Gas Operations & Software & Programming.

Some of the similar funds are HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan, Tata Retirement Savings Conservative Fund Growth, Nippon India Retirement Fund - Income Generation Scheme - Regular Growth, SBI Retirement Benefit Fund - Conservative Plan Regular Growth, Bandhan Retirement Fund Regular Growth. SBI Retirement Benefit Fund - Conservative Plan Regular Growth has a sharpe ratio of 0.51 & a standard deviation of 3.40%.