Tata Retirement Savings Conservative Fund Growth
- Retirement
- Solutions Oriented
- Moderately High risk
Rating:
5
Key Metrics
Aum
₹168.03 Cr
Expense Ratio
1.83%
Exit Load
1.00%
Min. Investment
₹5,000.00
Min. SIP
₹500.00
Launch Date
1 Nov 2011
CAGR Returns
| Period | Absolute(%) | Annualised(%) |
|---|---|---|
| 1 Month | +0.73% | -- |
| 3 Months | +2.88% | -- |
| 6 Months | +3.71% | -- |
| 1 Year | +5.16% | +5.16% |
| 2 Years | -- | +4.24% |
| 3 Years | +24.1% | +7.46% |
| 5 Years | +35.61% | +6.28% |
| Since Launch | +231.17% | +8.44% |
Holdings as on 11 Aug 2026
| Name | Value (₹Cr) | Holding % |
|---|---|---|
| 6.79% Govt Stock 2034 | 35.23 | 20.94 |
| 7.17% Govt Stock 2030 | 15.38 | 9.14 |
| 7.38% Govt Stock 2027 | 15.22 | 9.04 |
| 6.36% Govt Stock 2031 | 14.95 | 8.88 |
| Jamnagar Utilities & Power Private Limited | 9.99 | 5.93 |
| 7.36% Govt Stock 2052 | 9.96 | 5.92 |
| 6.9% Govt Stock 2065 | 9.24 | 5.49 |
| SHIVSHAKTI SECURITISATION TRUST | 4.89 | 2.90 |
| F) Repo | 3.14 | 1.86 |
| ICICI Bank | 2.55 | 1.52 |
Morning Star Rating
Rating:
5
Risk
Return
Risk & Volitility
0.18
Sharpe Ratio
5.38%
Std. Deviation
--
Tracking Error
--
Alpha
--
Beta
Peer Comparison
| Fund Name | 1Y | 3Y | 5Y |
|---|---|---|---|
| Union Retirement Fund Regular Growth | +10.06% | +13.76% | -- |
| Tata Retirement Savings Conservative Fund Growth | +5.16% | +7.46% | +6.28% |
| SBI Retirement Benefit Fund - Conservative Plan Regular Growth | +3.49% | +6.82% | +7.01% |
| HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan | +2.21% | +6.34% | +6.48% |
| Bandhan Retirement Fund Regular Growth | +4.02% | -- | -- |
Results are calculated on CAGR basis
About Fund
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.
The Tata Retirement Savings Conservative Fund Growth has an AUM of 168.03 crores & has delivered CAGR of 6.28 in the last 5 years. The fund has an exit load of 1.00% and an expense ratio of 1.83%. The minimum investment in Tata Retirement Savings Conservative Fund Growth is Rs 5000 and the minimum SIP is Rs 500.
As per morningstar the risk & return rating of the fund are Moderate & Moderate respectively.
The fund has a present cash holding of %. The top holdings of the fund include 6.79% Govt Stock 2034, 7.17% Govt Stock 2030, 7.38% Govt Stock 2027, 6.36% Govt Stock 2031.
The major sectors where the fund is invested are Investment Services, Regional Banks, Food Processing, Electronic Instr. & Controls.
Some of the similar funds are Union Retirement Fund Regular Growth, Tata Retirement Savings Conservative Fund Growth, SBI Retirement Benefit Fund - Conservative Plan Regular Growth, HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan, Bandhan Retirement Fund Regular Growth. Tata Retirement Savings Conservative Fund Growth has a sharpe ratio of 0.18 & a standard deviation of 5.38%.
FAQs
According to the morning star rating Tata Retirement Savings Conservative Fund Growth has a Moderate risk & Moderate return.
Tata Retirement Savings Conservative Fund Growth is managed by Murthy Nagarajan,Amit Somani,Sonam Udasi.
The expense ratio of Tata Retirement Savings Conservative Fund Growth is 1.83%.
The 5 year annualized return on Tata Retirement Savings Conservative Fund Growth is 6.28% & it has generated 5.16% in the last 1 year.
The minimum investment in Tata Retirement Savings Conservative Fund Growth is 5000 Rs.
Tata Retirement Savings Conservative Fund Growth has an AUM of 168.03 crores.
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