Tata Retirement Savings Conservative Fund Growth

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Invest

Explore On

Solutions Oriented
Retirement
Rating 5
Plan

31.92 +0.04 (0.13%) NAV as on 11 Nov, 2025

5D
1M
6M
1Y
5Y
MAX

Key Metrics

AUM (in Cr)173.68
CAGR 3.95%
Exit Load1.00%
Expense ratio2.17%
CategorySolutions Oriented
Min Investment5000
Min SIP500
Launch Date2011-11-01

Asset Allocation

Holdings As On - 13 November 2025

Holdings

Sectors

Name
Value (Cr)
Holding %

6.79% Govt Stock 2034
35.61
20.29%

7.17% Govt Stock 2030
15.61
8.89%

7.38% Govt Stock 2027
15.43
8.79%

7.36% Govt Stock 2052
10.36
5.90%

C) Repo
10.20
5.81%

7.27% Govt Stock 2026
10.08
5.74%

Jamnagar Utilities & Power Private Limited
9.98
5.69%

8.24% Govt Stock 2027
5.17
2.94%

SHIVSHAKTI SECURITISATION TRUST
5.05
2.87%

Bharti Telecom Limited
5.01
2.85%

Peer Comparison

Risk & Volitility

Alpha 0.00%
Beta 0.00
Sharpe Ratio0.39
Std Deviation 4.33%
Tracking Error 0.00%

About Fund

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

The Tata Retirement Savings Conservative Fund Growth has an AUM of 173.68 crores & has delivered CAGR of 7.19% in the last 5 years. The fund has an exit load of 1.00% and an expense ratio of 2.17%. The minimum investment in Tata Retirement Savings Conservative Fund Growth is Rs 5000 and the minimum SIP is Rs 500.

As per morningstar the risk & return rating of the fund are Low & Moderate respectively.

The top holdings of the fund include 6.79% Govt Stock 2034, 7.17% Govt Stock 2030, 7.38% Govt Stock 2027 & 7.36% Govt Stock 2052.

The major sectors where the fund is invested are Regional Banks, Investment Services, Software & Programming & Food Processing.

Some of the similar funds are Union Retirement Fund Regular Growth, HDFC Retirement Savings Fund - Hybrid Debt Plan - Regular Plan, Nippon India Retirement Fund - Income Generation Scheme - Regular Growth, Tata Retirement Savings Conservative Fund Growth, SBI Retirement Benefit Fund - Conservative Plan Regular Growth. Tata Retirement Savings Conservative Fund Growth has a sharpe ratio of 0.39 & a standard deviation of 4.33%.