Tata Retirement Savings Moderate Fund Growth

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Invest

Explore On

Solutions Oriented
Retirement
Rating 5
Plan

65.57 +0.20 (0.31%) NAV as on 17 Nov, 2025

5D
1M
6M
1Y
5Y
MAX

Key Metrics

AUM (in Cr)2117.44
CAGR 6.20%
Exit Load1.00%
Expense ratio2.00%
CategorySolutions Oriented
Min Investment5000
Min SIP150
Launch Date2011-11-01

Asset Allocation

Holdings As On - 19 November 2025

Holdings

Sectors

Name
Value (Cr)
Holding %

6.79% Govt Stock 2034
126.70
5.81%

HDFC Bank
119.86
5.50%

Reliance Industries
90.97
4.17%

Radico Khaitan
83.46
3.83%

Eternal
76.65
3.52%

BSE
73.63
3.38%

ITC
68.10
3.12%

Peer Comparison

Risk & Volitility

Alpha 0.00%
Beta 0.00
Sharpe Ratio0.68
Std Deviation 11.24%
Tracking Error 0.00%

About Fund

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

The Tata Retirement Savings Moderate Fund Growth has an AUM of 2117.44 crores & has delivered CAGR of 14.07% in the last 5 years. The fund has an exit load of 1.00% and an expense ratio of 2.00%. The minimum investment in Tata Retirement Savings Moderate Fund Growth is Rs 5000 and the minimum SIP is Rs 150.

As per morningstar the risk & return rating of the fund are Medium & Exceptional respectively.

The top holdings of the fund include 6.79% Govt Stock 2034, HDFC Bank, Reliance Industries & Radico Khaitan.

The major sectors where the fund is invested are Regional Banks, Investment Services, Food Processing & Oil & Gas Operations.

Some of the similar funds are Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth, HDFC Retirement Savings Fund - Hybrid Equity Plan - Regular Plan, Tata Retirement Savings Progressive Fund Growth, Tata Retirement Savings Moderate Fund Growth, SBI Retirement Benefit Fund - Aggressive Plan Regular Growth. Tata Retirement Savings Moderate Fund Growth has a sharpe ratio of 0.68 & a standard deviation of 11.24%.