Tata Retirement Savings Moderate Fund Growth

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Solutions Oriented
Retirement
Rating 5
Plan

61.67 -0.17 (-0.27%) NAV as on 24 Apr, 2025

5D
1M
6M
1Y
5Y
MAX

Key Metrics

AUM (in Cr)2008.47
CAGR 10.45%
Exit Load1.00%
Expense ratio2.05%
CategorySolutions Oriented
Min Investment5000
Min SIP150
Launch Date2011-11-01

Asset Allocation

Holdings As On - 25 April 2025

Holdings

Sectors

Name
Value (Cr)
Holding %

Cash / Net Current Asset
140.86
7.01%

6.79% Govt Stock 2034
126.85
6.32%

Hdfc Bank
125.69
6.26%

Itc
66.10
3.29%

Radico Khaitan
64.74
3.22%

Reliance Industries
63.12
3.14%

Bse
59.19
2.95%

Eternal
48.65
2.42%

Peer Comparison

Risk & Volitility

Alpha 0.00%
Beta 0.00
Sharpe Ratio0.52
Std Deviation 11.66%
Tracking Error 0.00%

About Fund

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

The Tata Retirement Savings Moderate Fund Growth has an AUM of 2008.47 crores & has delivered CAGR of 18.11% in the last 5 years. The fund has an exit load of 1.00% and an expense ratio of 2.05%. The minimum investment in Tata Retirement Savings Moderate Fund Growth is Rs 5000 and the minimum SIP is Rs 150.

As per morningstar the risk & return rating of the fund are Medium & Exceptional respectively.

The top holdings of the fund include Cash / Net Current Asset, 6.79% Govt Stock 2034, Hdfc Bank & Tata Consultancy Services.

The major sectors where the fund is invested are Regional Banks, Software & Programming, Investment Services & Food Processing.

Some of the similar funds are Nippon India Retirement Fund - Wealth Creation Scheme - Regular Growth, HDFC Retirement Savings Fund - Hybrid Equity Plan - Regular Plan, Tata Retirement Savings Progressive Fund Growth, Tata Retirement Savings Moderate Fund Growth, SBI Retirement Benefit Fund - Aggressive Plan Regular Growth. Tata Retirement Savings Moderate Fund Growth has a sharpe ratio of 0.52 & a standard deviation of 11.66%.