UTI Banking and Financial Services Fund Growth
- Sector - Financial Services
- Equity
- Very High Risk
Rating:
3
Key Metrics
Aum
₹1,429.59 Cr
Expense Ratio
2.42%
Exit Load
1.00%
Min. Investment
₹5,000.00
Min. SIP
₹500.00
Launch Date
7 Apr 2004
CAGR Returns
| Period | Absolute(%) | Annualised(%) |
|---|---|---|
| 1 Month | +1.48% | -- |
| 3 Months | +0.97% | -- |
| 6 Months | +1.23% | -- |
| 1 Year | +2.26% | +2.26% |
| 2 Years | -- | +7.66% |
| 3 Years | +40.71% | +12.06% |
| 5 Years | +80.56% | +12.54% |
| Since Launch | +1874.8% | +14.32% |
Holdings as on 22 Jul 2026
| Name | Value (₹Cr) | Holding % |
|---|---|---|
| HDFC Bank | 249.36 | 17.44 |
| ICICI Bank | 199.55 | 13.96 |
| AXIS Bank Ltd | 130.54 | 9.13 |
| State Bank of India | 128.21 | 8.97 |
| Bajaj Finance | 114.04 | 7.98 |
| Kotak Mahindra Bank | 100.03 | 7.00 |
| Shriram Finance | 72.22 | 5.05 |
| SBI Life Insurance Company Ltd | 48.91 | 3.42 |
| Bajaj Finserv | 43.80 | 3.06 |
| Ujjivan Small Finance Bank | 40.66 | 2.84 |
Morning Star Rating
Rating:
3
Risk
Return
Risk & Volitility
0.45
Sharpe Ratio
15.71%
Std. Deviation
6.88%
Tracking Error
-10.91%
Alpha
1.11
Beta
Peer Comparison
| Fund Name | 1Y | 3Y | 5Y |
|---|---|---|---|
| Quant BFSI Regular Growth | +16.36% | +25.15% | -- |
| Sundaram Financial Services Opportunities Fund Regular Plan Growth | +4.64% | +13.22% | +14.64% |
| UTI Banking and Financial Services Fund Growth | +3.65% | +11.92% | +12.56% |
| Kotak Banking & Financial Services Fund Regular Growth | +6.68% | +12.3% | -- |
| Bandhan Financial Services Fund Regular Growth | +2.3% | -- | -- |
Results are calculated on CAGR basis
About Fund
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
The UTI Banking and Financial Services Fund Growth has an AUM of 1429.59 crores & has delivered CAGR of 12.54 in the last 5 years. The fund has an exit load of 1.00% and an expense ratio of 2.42%. The minimum investment in UTI Banking and Financial Services Fund Growth is Rs 5000 and the minimum SIP is Rs 500.
As per morningstar the risk & return rating of the fund are Medium & High respectively.
The fund has a present cash holding of %. The top holdings of the fund include HDFC Bank, ICICI Bank, AXIS Bank Ltd, State Bank of India.
The major sectors where the fund is invested are Regional Banks, Consumer Financial Services, Insurance (Life), Investment Services.
Some of the similar funds are Quant BFSI Regular Growth, Sundaram Financial Services Opportunities Fund Regular Plan Growth, UTI Banking and Financial Services Fund Growth, Kotak Banking & Financial Services Fund Regular Growth, Bandhan Financial Services Fund Regular Growth. UTI Banking and Financial Services Fund Growth has a sharpe ratio of 0.45 & a standard deviation of 15.71%.
FAQs
According to the morning star rating UTI Banking and Financial Services Fund Growth has a Medium risk & High return.
UTI Banking and Financial Services Fund Growth is managed by Amit Premchandani,Bhavesh Kanani.
The expense ratio of UTI Banking and Financial Services Fund Growth is 2.42%.
The 5 year annualized return on UTI Banking and Financial Services Fund Growth is 12.54% & it has generated 2.26% in the last 1 year.
The minimum investment in UTI Banking and Financial Services Fund Growth is 5000 Rs.
UTI Banking and Financial Services Fund Growth has an AUM of 1429.59 crores.
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