Should I buy or sell Au Small Finance Bank?

The average broker rating on Au Small Finance Bank is Buy. The breakup of analyst rating is given below - 1 analysts have given a strong sell rating 4 analysts have given a sell rating 5 analysts have given a hold rating 7 analysts have given a buy rating 6 analysts have given a strong buy rating

Is Au Small Finance Bank a good stock to invest in?

Au Small Finance Bank can be analyzed on the following key metrics - TTM P/E: 31.27 Sector P/E: 8.64 Dividend Yield: 0.09% D/E ratio: -

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Au Small Finance Bank Share Price

Sector: Regional Banks

560.30 -8.80 (-1.55%)

Price Range

Today’s Low 548.15

Today’s High 568.8

52 Week Low 538.8

52 Week High 732.9

Key Metrics

Market Cap (In Cr) 37977.51
Beta 1.49
Div. Yield (%) 0.09
P/B 4.77
TTM P/E 31.27
Peg Ratio 10.59
Sector P/E 8.64
D/E -
Open Price 568.8
Prev Close 569.1

View All Metrics on Mint Genie

Au Small Finance Bank Analysis

Price Analysis

1 Week

-2.46%
3 Months

-15.17%
6 Month

-14.13%
YTD

-12.96%
1 Year

-7.8%

Risk Meter

29% Low risk
29% Moderate risk
29% Balanced Risk
29% High risk
29% Extreme risk

Recos

Strong Sell
Sell
Hold
Buy
Strong Buy

Analysts' Views

Ratings
Current
1 W Ago
1 M Ago
3 M Ago

Strong Buy
6
6
6
6

Hold
5
5
5
5

Sell
4
4
4
4

Strong Sell
1
1
1
1

Total
23
23
23
22

Au Small Finance Bank Financials

INCOME
BALANCE SHEET
Cashflow

DATE

Annual

Quarterly

Period
2022

Net Interest Income
3234.12

Loan Loss Provision
247.71

Non- Interest Income Bank
993.69

Non- Interest Expense Bank
-2526.03

Net Income Before Taxes
1454.07

Net Income
1129.83

Diluted Normalized EPS
20.44

Period
2021

Net Interest Income
2365.44

Loan Loss Provision
705.77

Non- Interest Income Bank
1451.55

Non- Interest Expense Bank
-1652.71

Net Income Before Taxes
1458.5

Net Income
1170.68

Diluted Normalized EPS
20.27

Period
2020

Net Interest Income
1908.94

Loan Loss Provision
144.38

Non- Interest Income Bank
706.09

Non- Interest Expense Bank
-1556.68

Net Income Before Taxes
913.97

Net Income
674.78

Diluted Normalized EPS
12.86

Period
2019

Net Interest Income
1342.6

Loan Loss Provision
140.52

Non- Interest Income Bank
461.91

Non- Interest Expense Bank
-1083.87

Net Income Before Taxes
580.13

Net Income
381.81

Diluted Normalized EPS
6.47

Period
2018

Net Interest Income
940.46

Loan Loss Provision
129.35

Non- Interest Income Bank
388.06

Non- Interest Expense Bank
-755.82

Net Income Before Taxes
443.35

Net Income
443.35

Diluted Normalized EPS
7.6

Period
2017

Net Interest Income
898.12

Non- Interest Income Bank
10.97

Non- Interest Expense Bank
173.12

Net Income Before Taxes
1082.21

Net Income
319.54

Diluted Normalized EPS
6.21

View detailed financials on Mint Genie

Forecast

Income Sheet (In Cr) Net Income Vs Revenue

Returns Metrics (In Cr) ROA Vs ROE

Forecast

Balance Sheet Asset vs Liability

Forecast

Cash Flow Operating vs Investing

Au Small Finance Bank Peers

Price
Ratio

Name
Latest Price
Change
% Change
52W High
52W Low
Mkt. Cap

Yes Bank
15.07
-0.14
-0.92
24.75
12.11
37757.81

Indian Overseas Bank
22.33
-0.62
-2.7
36.7
15.25
42209.09

Au Small Finance Bank
560.3
-8.8
-1.55
732.9
538.8
35287.7

IDFC First Bank
54.13
-1
-1.81
64.3
28.95
33656.46

Indian Bank
269
-8.1
-2.92
310
137.2
33502.37

Au Small Finance Bank Shareholding

Category
Percentage
No. of shares

Public Shareholding
74.45%
496,213,699

Smallcap World Fund, Inc
4.79%
31,937,993

New World Fund Inc
4.3%
28,669,552

Camas Investments Pte. Ltd.
4.04%
26,939,946

Nomura India Investment Fund Mother Fund
2.3%
15,305,638

Government Pension Fund Global
1.38%
9,179,425

Government Of Singapore
1.26%
8,404,606

Others
21.5%
143,338,278

Kotak Flexicap Fund
4.37%
29,095,244

Nippon Life India Trustee Ltd-A/C Nippon India Growth Fund
1.98%
13,195,430

Dsp MidCap Fund
1.61%
10,724,273

Uti Flexi Cap Fund
1.21%
8,039,558

Others
2.46%
16,444,475

Others
5.04%
33,609,962

Westbridge Aif I
3.89%
25,954,870

Others
0.77%
5,173,283

Hdfc Life Insurance Company Limited
1.78%
11,887,758

Others
2.55%
17,025,858

Others
2.89%
19,277,801

Others
2.07%
13,765,991

Uttam Tibrewal
1.98%
13,184,936

Others
0.01%
60,274

Trusts
0.96%
6,374,833

LLP
0.27%
1,776,765

Clearing Members
0.2%
1,322,287

HUF
0.11%
728,261

Others
0.64%
4,240,633

Others
0.04%
261,748

Foreign Institutional Investors
0.03%
231,510

Others
0.01%
47,297

Others
0%
15,214

Promoter & Promoter Group Shareholding
25.55%
170,298,412

Sanjay Agarwal
17.58%
117,191,360

Jyoti Agarwal
3.55%
23,637,120

Shakuntala Agarwal
2.8%
18,640,860

Mys Holdings Private Limited
1.62%
10,829,072

Shareholding Pattern

Shareholding Trend

Shareholding(%) v/s Date

Corporate Actions

Board Meeting
AGM
Dividends
Bonus
Split
Rights

Meeting Date
Purpose

19-Jan-23
Quarterly Results

19-Oct-22
Quarterly Results

08-Aug-22
Others

29-Jul-22
Others

19-Jul-22
Quarterly Results & Others

26-Apr-22
Audited Results, Final Dividend & Bonus

28-Jan-22
Quarterly Results

28-Oct-21
Quarterly Results

06-Aug-21
Quarterly Results

29-Apr-21
Audited Results

Meeting Date
Announced on
Purpose

31-May-22
02-May-22
POM

11-Mar-22
07-Feb-22
POM

17-Aug-21
28-Jul-21
AGM

Announced on
Record Date
Ex-Dividend
Dividend Value

26-Apr-22
30-Jul-22
28-Jul-22
1

Announced on
Record Date
Ex-Bonus
Description

26-Apr-22
10-Jun-22
09-Jun-22
Bonus issue in the ratio of 1:1 of Rs. 10/-.

Company Profile

ABOUT Au Small Finance Bank

Industry Regional Banks
ISIN INE949L01017
BSE Code 540611
NSE Code AUBANK

AU Small Finance Bank Limited is an India-based non-deposit accepting non-banking financial company (NBFC-ND). The Company is engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations and other services. The Company’s segments include treasury, retail banking, wholesale banking, and other banking business. The treasury segment primarily consists of interest from investment portfolio, money market borrowing and lending. The retail banking segment serves retail customers through a branch network and other delivery channels. The wholesale banking segment provides loans and transaction services to large corporates, emerging corporates, public sector units, government bodies, financial institutions, and medium scale enterprises. The Company offers personal banking, commercial banking, and digital banking. It offers various types of loans which includes vehicle loan, home loan, personal loan, credit card and gold loan.

MANAGEMENT

Sanjay Agarwal Chief Executive Officer, Managing Director, Executive Director
Vimal Jain Chief Financial Officer
Gaurav Jain President - Tech Initiatives & Distribution Strategy
Ankur Tripathi Chief Information Officer
Ashok Khandelwal Chief Compliance Officer
Deepak Jain Chief Risk Officer
Uttam Tibrewal Whole-Time Director
Farhan Ahmed Chief Vigilance Officer
Amar Bahl Head of Secured Business Loans
Rishi Dhariwal Group Head Liability

AU SMALL FINANCE BANK SUMMARY

Au Small Finance Bank is trading 1.55% lower at Rs 560.30 as compared to its last closing price. Au Small Finance Bank has been trading in the price range of 568.8 & 548.15. Au Small Finance Bank has given -12.96% in this year & -2.46% in the last 5 days.

Au Small Finance Bank has TTM P/E ratio 31.27 as compared to the sector P/E of 8.64. There are 23 analysts who have initiated coverage on Au Small Finance Bank. There are 6 analysts who have given it a strong buy rating & 7 analysts have given it a buy rating. 4 analysts have given the stock a sell rating.

The company posted a net profit of 392.83 Crores in its last quarter.

Listed peers of Au Small Finance Bank include Yes Bank (-0.92%), Indian Overseas Bank (-2.7%), Au Small Finance Bank (-1.55%) etc.

Au Small Finance Bank has a 25.55% promoter holding & 74.45% public holding.

FAQs about Au Small Finance Bank

Au Small Finance Bank is trading at 560.30 as on 24 Mar, 2023 3:29:37 PM. This is -1.55% lower as compared to its previous closing price of 569.1

The market capitalization of Au Small Finance Bank is 37977.51 Cr as on 24 Mar, 2023 3:29:37 PM.

The average broker rating on Au Small Finance Bank is Buy. The breakup of analyst rating is given below -

1 analysts have given a strong sell rating
4 analysts have given a sell rating
5 analysts have given a hold rating
7 analysts have given a buy rating
6 analysts have given a strong buy rating

The 52 wk high for Au Small Finance Bank is 732.9 whereas the 52 wk low is 538.8

Au Small Finance Bank can be analyzed on the following key metrics -

TTM P/E: 31.27
Sector P/E: 8.64
Dividend Yield: 0.09%
D/E ratio: -

Au Small Finance Bank reported a net profit of 1129.83 Cr in 2022.

Au Small Finance Bank Share Price

Price Range