Should I buy or sell Suryoday Small Finance Bank?

The average broker rating on Suryoday Small Finance Bank is Strong Buy. The breakup of analyst rating is given below - 0 analysts have given a strong sell rating 0 analysts have given a sell rating 0 analysts have given a hold rating 0 analysts have given a buy rating 2 analysts have given a strong buy rating

Is Suryoday Small Finance Bank a good stock to invest in?

Suryoday Small Finance Bank can be analyzed on the following key metrics - TTM P/E: - Sector P/E: 8.97 Dividend Yield: 0% D/E ratio: -

Home > Market > Market Stats > Suryoday Small Finance Bank

Suryoday Small Finance Bank Share Price

Sector: Regional Banks

95.01 +2.07 (2.23%)

Price Range

Today’s Low 93.5

Today’s High 96.55

52 Week Low 77.2

52 Week High 158.0

Key Metrics

Market Cap (In Cr) 988.87
Beta -
Div. Yield (%) 0
P/B 0.66
TTM P/E -
Sector P/E 8.97
D/E 1.53
Open Price 94
Prev Close 92.94

View All Metrics on Mint Genie

Suryoday Small Finance Bank Analysis

Price Analysis

1 Week

-4.22%
3 Months

-18.33%
6 Month

-0.9%
YTD

-23.52%
1 Year

0.98%

Risk Meter

46% Low risk
46% Moderate risk
46% Balanced Risk
46% High risk
46% Extreme risk

Recos

Strong Sell
Sell
Hold
Buy
Strong Buy

Analysts' Views

Ratings
Current
1 W Ago
1 M Ago
3 M Ago

Strong Buy
2
2
2
0

Hold
0
0
0
0

Sell
0
0
0
0

Strong Sell
0
0
0
0

Total
2
2
2
0

Suryoday Small Finance Bank Financials

INCOME
BALANCE SHEET
Cashflow

DATE

Annual

Quarterly

Period
2022

Net Interest Income
584.31

Loan Loss Provision
357.94

Non- Interest Income Bank
93.71

Non- Interest Expense Bank
-413.1

Net Income Before Taxes
-93.03

Net Income
-93.03

Diluted Normalized EPS
-8.77

Period
2021

Net Interest Income
410.12

Loan Loss Provision
28.77

Non- Interest Income Bank
99.86

Non- Interest Expense Bank
-469.35

Net Income Before Taxes
11.86

Net Income
11.86

Diluted Normalized EPS
14.37

Period
2020

Net Interest Income
490.67

Loan Loss Provision
81.16

Non- Interest Income Bank
87.69

Non- Interest Expense Bank
-386

Net Income Before Taxes
111.2

Net Income
111.2

Diluted Normalized EPS
21.21

Period
2019

Net Interest Income
340.21

Loan Loss Provision
92.59

Non- Interest Income Bank
67.09

Non- Interest Expense Bank
-224.3

Net Income Before Taxes
90.4

Net Income
90.4

Diluted Normalized EPS
11.68

Period
2018

Net Interest Income
165.62

Loan Loss Provision
18.21

Non- Interest Income Bank
38.26

Non- Interest Expense Bank
-174.17

Net Income Before Taxes
11.49

Net Income
11.49

Diluted Normalized EPS
5.11

View detailed financials on Mint Genie

Forecast

Income Sheet (In Cr) Net Income Vs Revenue

Returns Metrics (In Cr) ROA Vs ROE

Forecast

Balance Sheet Asset vs Liability

Forecast

Cash Flow Operating vs Investing

Suryoday Small Finance Bank Peers

Price
Ratio

Name
Latest Price
Change
% Change
52W High
52W Low
Mkt. Cap

Ujjivan Financial Services
256.1
9.6
3.89
313.3
100.7
3116.18

Fino Payments Bank
204.7
-3.25
-1.56
326
182.55
1703.4

Suryoday Small Finance Bank
95.01
2.07
2.23
158
77.2
1008.61

Dhanlaxmi Bank
14.56
0.14
0.97
26.45
10.5
368.39

Sainik Finance & Industries
23.89
-1.02
-4.09
52.4
23
25.99

Suryoday Small Finance Bank Shareholding

Category
Percentage
No. of shares

Public Shareholding
76.7%
81,424,017

RESPONSABILITY PARTICIPATIONS MAURITIUS
3.84%
4,071,693

GAJA CAPITAL FUND II LIMITED
3.46%
3,672,671

EVOLVENCE INDIA FUND II LTD
3.46%
3,669,656

DEG-DEUTSCHE INVESTITIONS -UND ENTWICKLUNGSGESELLS
3.31%
3,508,674

TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA
3.27%
3,475,500

DWM (INTERNATIONAL) MAURITIUS LTD
3.16%
3,358,020

Others
14.05%
14,919,563

MUKUL MAHAVIR AGRAWAL
1.88%
2,000,000

Others
6.5%
6,899,635

SBI LIFE INSURANCE CO. LTD
3.43%
3,645,058

HDFC LIFE INSURANCE COMPANY LIMITED
2.92%
3,104,328

ICICI PRUDENTIAL LIFE INSURANCE COMPANY LIMITED
1.31%
1,391,611

Others
0.47%
492,401

HDFC HOLDINGS LIMITED
1.49%
1,584,930

KIRAN VYAPAR LTD
1.11%
1,180,338

Others
4.52%
4,795,636

LOK CAPITAL GROWTH FUND
2.64%
2,803,331

TVS SHRIRAM GROWTH FUND 3
1.57%
1,665,276

JHELUM INVESTMENT FUND I
1.51%
1,605,012

AXIS MUTUAL FUND TRUSTEE LTD A/C
4.56%
4,841,291

ASK PRAVI PRIVATE EQUITY OPPORTUNITIES FUND
2.78%
2,948,971

TROO CAPITAL LTD
2.61%
2,768,580

Others
0%
10

HUF
1.12%
1,188,578

Clearing Members
0.19%
204,249

Others
1%
1,056,742

Others
0.54%
570,813

Others
0%
1,450

Promoter & Promoter Group Shareholding
23.3%
24,734,732

BASKAR BABU RAMACHANDRAN
5.94%
6,301,911

PERUVAMBA SUBRAMANIAM JAGDISH
3.33%
3,531,711

P SURENDRA PAI
2.28%
2,423,215

GEALGEO V ALANKARA
0.51%
544,561

SHEELA PAI COLE
4.18%
4,440,000

SUNAINA PAI OCALAN
4.18%
4,440,000

SAVITA SURENDRA PAI
2.09%
2,220,000

PERUVAMBA ESTATES PRIVATE LIMITED
0.78%
833,334

Shareholding Pattern

*Promoter pledging: 5.93%

Shareholding Trend

Shareholding(%) v/s Date

Corporate Actions

Board Meeting
AGM
Dividends
Bonus
Split
Rights

Meeting Date
Purpose

09-Feb-23
Quarterly Results

11-Nov-22
Quarterly Results

04-Aug-22
Quarterly Results

19-May-22
Audited Results

03-Feb-22
Quarterly Results

02-Feb-22
Quarterly Results

11-Nov-21
Quarterly Results

12-Aug-21
Quarterly Results

27-May-21
Audited Results

Company Profile

ABOUT Suryoday Small Finance Bank

Industry Regional Banks
ISIN INE428Q01011
BSE Code 543279
NSE Code SURYODAY

Suryoday Small Finance Bank Ltd is an India-based commercial bank. It operates as non-banking finance companies (NBFC). It offers a range of loans, such as commercial vehicle loans, microfinance loans, home loan, secured business loan, individual loans, micro mortgages, two-wheeler loans, working capital loan to micro, small and medium enterprise (MSME), merchant cash advance for business, small business loan. It also offers a range of accounts, such as a saving account, Share Your Smile savings account, Next Gen savings account, saving salary account, and current account. Its term deposit products include domestic fixed deposits, tax saver fixed deposits, and recurring deposits. It also offers non-resident fixed deposit and non-resident Savings account. It provides life insurance and general insurance. It offers a national pension scheme investment. It provides social security scheme, such as Atal Pension Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana.

MANAGEMENT

Baskar Ramachandran Chief Executive Officer, Managing Director, Executive Director
Kanishka Chaudhary Chief Financial Officer
Krishna Chaturvedi Compliance Officer, Company Secretary

SURYODAY SMALL FINANCE BANK SUMMARY

Suryoday Small Finance Bank is trading 2.23% upper at Rs 95.01 as compared to its last closing price. Suryoday Small Finance Bank has been trading in the price range of 96.55 & 93.5. Suryoday Small Finance Bank has given -23.52% in this year & -4.22% in the last 5 days.

There are 2 analysts who have initiated coverage on Suryoday Small Finance Bank. There are 2 analysts who have given it a strong buy rating & 0 analysts have given it a buy rating. 0 analysts have given the stock a sell rating.

The company posted a net profit of 18.05 Crores in its last quarter.

Listed peers of Suryoday Small Finance Bank include Ujjivan Financial Services (3.89%), Fino Payments Bank (-1.56%), Suryoday Small Finance Bank (2.23%) etc.

Suryoday Small Finance Bank has a 23.3% promoter holding & 76.7% public holding.

FAQs about Suryoday Small Finance Bank

Suryoday Small Finance Bank is trading at 95.01 as on 31 Mar, 2023 3:27:29 PM. This is 2.23% upper as compared to its previous closing price of 92.94

The market capitalization of Suryoday Small Finance Bank is 988.87 Cr as on 31 Mar, 2023 3:27:29 PM.

The average broker rating on Suryoday Small Finance Bank is Strong Buy. The breakup of analyst rating is given below -

0 analysts have given a strong sell rating
0 analysts have given a sell rating
0 analysts have given a hold rating
0 analysts have given a buy rating
2 analysts have given a strong buy rating

The 52 wk high for Suryoday Small Finance Bank is 158.0 whereas the 52 wk low is 77.2

Suryoday Small Finance Bank can be analyzed on the following key metrics -

TTM P/E: -
Sector P/E: 8.97
Dividend Yield: 0%
D/E ratio: -

Suryoday Small Finance Bank reported a net profit of -93.03 Cr in 2022.

Suryoday Small Finance Bank Share Price

Price Range