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PremiumLIC Q3 Results 2025 Highlights: State-owned Life Insurance Corporation of India (LIC), the state-run largest insurer, reported its Q3 results today. Life Insurance Corporation of India reported its results for the October to December quarter on February 7, showing a 17% year-on-year (YoY) increase in net profit, which rose to ₹11,056 crore, compared to ₹9,444.42 crore in the same quarter last year. However, LIC's net premium income saw a decline of 8.6% YoY, dropping to ₹106,891.48 crore from ₹117,016.93 crore.
“Our focus and strategy remains consistent towards changing our product and channel mix to serve the needs of our customers, in a dynamic environment. For the nine months period ended December 31st 2024, the Non Par share within the individual business increased to 27.68%, on an APE basis, as compared to 14.04% for the same period last year. Further, the VNB margin has also improved to 17.1% for the nine months period ended December 31st 2024, as compared to 16.6% for the same period last year. LIC continues to be committed to serving the society through higher insurance coverage in the country. LIC’s Bima Sakhi Yojana, for empowerment of women by offering them career in insurance sales as an agent, was launched by Hon’ble Prime Minister on 9th December 2024. Till date more than 1.25 lakh women have been registered and more than 70,000 have been appointed as Bima Sakhis. In coming months, the outcomes of our digital transformation initiatives will be visible. We remain thankful to all our stakeholders for their support as we adapt, reimagine and realign our business to a fast changing industry scenario."
- Siddhartha Mohanty, CEO & MD, LIC
LIC Q3 Results LIVE: On a consolidated basis, LIC's Q3 PAT rose 16% to ₹11,009 crore versus ₹9,469 crore reported in the year-ago period. Meanwhile, net premium income declined 9% to ₹1,17,432 crore.
LIC Q3 Results LIVE: LIC's net premium income witnessed an 8.6% decline to ₹106,891.48 crore from ₹117,016.93 crore on a YoY basis.
LIC Q3 Results LIVE: LIC sees a 17.06% jump in Q3 standalone profit to ₹11,057 crore in Q3 FY25 as against ₹9,444 crore in the same period last year.
LIC Q3 Results LIVE: Life Insurance Corporation of India (LIC) announced on Wednesday that it has received a notice demanding around ₹105.42 crore for underpayment of Goods and Services Tax (GST) over the past seven financial years. The company received the notice, which includes interest and penalties for several states, on February 5, according to a regulatory filing.
LIC Q3 Results LIVE: Life Insurance Corporation of India has announced four dividends since August 25, 2022. Over the last 12 months, the company has paid a dividend of ₹10.00 per share. With the current share price at ₹816.10, this gives a dividend yield of 1.23%.
(Source: Trendlyne)
LIC share price dipped 1.56% to end the day at ₹815.95 apiece on the BSE today. The stock touched the day's high of ₹834.40 and day's low of ₹810.
LIC Q3 Results LIVE: Promoters of the company, which is the Government of India, owns a 96.50% stake in LIC. Meanwhile, mutual funds owned 1.2% stake in the company as of the December 2024 quarter. The FIIs held a 0.07% stake. 1.67% stake lies with retail investors.
LIC Q3 Results LIVE: LIC shares have fared poorly off late, with the stock down 20% in the last one year, 24% in the past six months and 13% in the past three months. Even on a one-year month basis, the stock has lost 6%.
LIC Q3 Results LIVE: Expect margins to be down QoQ for LIC, said domestic brokerage firm JM Financial in its earnings post.
LIC Q3 Results LIVE: The Street is on the lookout for commentary on restrictions on banca growth for life insurers. We intend to cut FY26/FY27 estimates and reduce multiples, post results - with a negative commentary, as the sector sees another regulatory overhang; with IRDAI nudging insurers to list; and pressures on banca. Expect higher competition in agency, broker, and digital channels in the near term.
LIC Q3 Results LIVE: Life Insurance Corporation of India (LIC), the country's largest insurer, reported a 3.8% drop in profit for the second quarter on Friday. This was due to higher payouts to policyholders, although the company saw an increase in its new business margins for the first half of the year.
LIC's profit after tax for the quarter ending on September 30 dropped to 76.21 billion rupees ($903.6 million), compared to 79.25 billion rupees last year.
The insurer’s net premium income grew by 11.6% to 1.20 trillion rupees, but the amount paid out to policyholders in benefits rose 17% to 975.62 billion rupees.
LIC Q3 Results LIVE: LICI’s VNB may grow 14% YoY during 9MFY25E. LICI’s total APE may decline ~11% YoY to INR 117 bn in 3QFY25E due to likely preponing of sales in 2Q. However, 9MFY25E APE would still rise 11%.
VNB may decline ~16% YoY to INR 22 bn in 3QFY25E, implying 9MFY25E VNB growth of 14%. VNB margin may decline 100 bps YoY to 19% in 3QFY25E, while it may rise 50 bps YoY to 17.1% in 9MFY25E.
LIC Q3 Results LIVE: Life Insurance Corporation (LIC) shares traded 0.73% lower ahead of the Q3 results today. At 9.30 am, the stock was at ₹822.80 on the BSE.
LIC Q3 Results LIVE: State-owned Life Insurance Corporation of India, the state-run largest insurer, will report its Q3 results today. The board of directors of LIC will consider and approve the financial results for the third quarter of FY25 today.
