Physicswallah share price jumps 18% after partnership with NBFCs for student financing
PhysicsWallah share price surged 18% as it shifts to partnering with NBFCs for student lending, aiming to reduce balance sheet exposure and credit risks. The company will connect students with compliant lending partners to enhance affordability and scalability.
PhysicsWallah share price surged 18% on Thursday, 4 June, after the edtech company announced a strategic shift in its student lending business by partnering with multiple regulated non-banking financial companies (NBFCs) to cater to student financing needs.
In a stock exchange filing, the company said it has decided to move away from its earlier lending model and will instead collaborate with leading third-party regulated NBFCs. The move is aimed at significantly reducing balance sheet exposure and credit-related risks while continuing to support students through financing solutions.
The announcement comes shortly after PhysicsWallah disclosed an approximately ₹120 crore equity infusion into its wholly owned subsidiary, FinZ Finance.
With the updated strategy, PhysicsWallah will operate as a tech-enabled platform that connects students to a selected network of compliant lending partners aligned with their academic progress, learning journeys, and educational outcomes.
The company stated that this partnership-driven model will enhance affordability and access for students, while also making the financing system more scalable, resilient, and able to reach a broader segment of its student population.
PhysicsWallah mentioned that the future direction of FinZ Finance will be decided in due time, pending approvals from its board of directors and relevant regulatory bodies.
Prateek Maheshwari, co-founder of Physicswallah, said: “We received feedback from our partners that our core strength lies in building communities and our online business. Our lending business is best left to regulated third-party NBFCs who have created robust underwriting capabilities. We truly believe that prudent capital allocation and shareholder value remains our foremost priority and in light of the feedback received from our partners to the said announcement, we have exercised our fiduciary responsibility to revisit this decision and enable student lending through regulated third-party NBFCs.”
Physicswallah - Q4 results
Physicswallah reported that its losses decreased to ₹74.89 crore for the January-March quarter of FY26.
In the same period last year, the company reported a loss of ₹293 crore, while it had a profit of ₹100.51 crore in the previous quarter, as per a regulatory filing.
The revenue from operations for Physicswallah surged by 50.7%, reaching ₹918.8 crore in Q4 FY26, up from ₹609.6 crore in Q4 FY25.
On a sequential basis, its revenue dropped by 15%.
The company's total expenses rose from ₹963.69 crore in Q4 FY25 to ₹1,035.19 crore in Q4 FY26.
PhysicsWallah share price today
PhysicsWallah share price today opened at 91.05 apiece on the BSE, the stock touched an intraday high of ₹108.45 per share, and an intraday low of ₹89.85 per share.
PhysicsWallah made a stellar debut on the stock exchanges on 18 November, listing at a sharp premium to its IPO price and reflecting strong investor demand for the edtech company's public issue.
The stock opened at ₹145 per share on the NSE and ₹143.10 per share on the BSE, compared with its IPO price of ₹109 per share, translating into a listing gain of nearly 33% for investors.
Disclaimer: This story is for educational purposes only. The views and recommendations above are those of individual analysts or broking companies, not Mint. We advise investors to check with certified experts before making any investment decisions.
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Dhanya Nagasundaram works as a Content Producer at LiveMint, specializing in news related to financial markets, stocks, and business. With over eight years of experience in journalism and content creation, she has honed her skills in data-driven reporting and market analysis. Her focus is on monitoring stock trends, initial public offerings (IPOs), corporate news, policy shifts, and larger economic trends that affect investors and market players. <br><br> At LiveMint, Dhanya consistently writes and produces articles that make complex financial topics accessible to readers. She keeps a close eye on equity markets, commodities, and macroeconomic indicators, assisting audiences in comprehending how global and domestic events influence investment perspectives. Her stories frequently underscore emerging trends within sectors, the IPO market, company earnings results, and market strategies pertinent to both retail and institutional investors. <br><br> Before her tenure at LiveMint, Dhanya accumulated a wealth of professional experience at various companies, including MintGenie, Informist, Cogenics, Chary Publications, KPMG, and the Royal Bank of Scotland. These positions allowed her to establish a solid foundation in financial research, reporting, and content creation. <br><br> Throughout her career, she has explored numerous subjects such as trading strategies, commodities, IPOs, wealth generation, corporate profits, and macroeconomic indicators. Her background in both financial journalism and corporate settings has given her the ability to tackle stories with analytical rigor while ensuring clarity for her audience. Through her contributions, Dhanya strives to deliver insightful, trustworthy, and investor-centric financial content.
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