PNB Housing Finance Q3 results: Net profit rises 10% to ₹521 crore; interest income up over 9% YoY — Details here

PNB Housing Finance Q3 results: Non-banking financial company (NBFC) PNB Housing Finance announced its October to December quarter results for the financial year ending 2025-26 on Wednesday, 21 January 2026. The company reported a 20% rise in its standalone net profit to ₹521 crore in the third quarter, compared to ₹471 crore in the same period a year ago.

In the BSE filing, PNB Housing Finance recorded a 9.8% surge in its revenue from core operations to ₹2,009 crore, compared year-on-year (YoY) with ₹1,829 crore in the same period of the previous financial year.

Q3 results snapshot

PNB Housing Finance's standalone statements also showed that the company earned ₹94.57 crore in the third quarter of the financial year ending 2025-26, compared to ₹88.11 crore in the same period the previous year, as per the BSE filing.

The company's total expenses for the October to December quarter rose 9.17% to ₹1,443 crore, compared to ₹1,322 crore in the same period the previous financial year.

The financial statements also showed that the company's net profit margin slid 128 basis points to 24.54% in the third quarter of the financial year ending 2025-26, compared to 25.82% in the same period a year ago.

The NBFC's gross non-performing assets (NPAs) were flat at 1.04% when compared on a year-on-year (YoY) basis, while the net NPAs were flat at 0.68% in the third quarter.

PNB Housing Finance share price trend

PNB Housing Finance shares closed 1.64% lower at ₹933 after Wednesday's trading session, compared to ₹948.55 at the previous stock market session, according to the NSE data. The company announced its Q3 results after the market operating hours on 21 January 2026.

Shares of PNB Housing Finance have given stock market investors more than 200% returns in the last five years and over 108% returns in the last three-year period, NSE data shows.

The data also shows that in the last one-year period, the company shares have risen 3.84%, and have gained 0.56% in the last one-month period. However, PNB Housing Finance shares are trading 4.31% lower in the last five sessions on the Indian stock market.

PNB Housing stock hit its 52-week high level at ₹1,141.90 on 9 June 2025, while the 52-week low level stood at ₹746.70 on 28 February 2025, according to the exchange data. The company's market capitalisation (M-Cap) stood at ₹24,305.45 crore as of the stock market close on Wednesday, 21 January 2026.

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Disclaimer: This story is for educational purposes only. We advise investors to consult with certified experts before making any investment decisions, as market conditions can change rapidly and circumstances may vary.