PNB Q2 results: Net profit rises 14% YoY to ₹4,904 crore. Details here

PNB Q2 results: Punjab National Bank announced the July to September quarter earnings for FY26 on Saturday, October 18, 2025. The bank reported a 13.94% rise in net profit to ₹4,903.7 crore in the second quarter of the 2026 fiscal, compared to ₹4,303.4 crore in the same quarter a year ago, according to an exchange filing.

Punjab National Bank's total interest income rose 6.7% to ₹3,187 crore in the second quarter of the financial year ended 2025-26, from ₹2,987 crore in the same period of the previous year.

The bank's net interest income remained largely unchanged at ₹10,469 crore in the September quarter of the financial year ended 2025-26, from ₹10,517 crore a year earlier.

PNB Q2 Results: NPAs

PNB's gross non-performing assets (NPAs) for the second quarter of 2026 fiscal stood at 3.45% to compared to 4.48% in the same quarter of the previous financial year, according to the exchange filing.

The bank reported a net NPA of 0.36% in the July to September quarter for FY26, compared to 0.46% in the same quarter of the previous financial year.

Punjab National Bank share price update

Punjab National Bank shares closed 2.02% lower at ₹113.75 after Friday's stock market session, compared to ₹116.10 at the previous market close. The bank announced its second-quarter results on Saturday, 18 October 2025. The stock is expected to be in focus on Monday, 20 October 2025, following the declaration of earnings.

PNB Q2 Results: Key updates

• The number of digital transactions rose to 313 crores in Q2 FY’26 from 239 crores in Q2FY25, marking a growth of 31% on Y-o-Y basis.
• The number of WhatsApp banking users increased to 83.4 lakh as of September 30 from 43.5 lakh in the same period, a year earlier.
• Digital transactions accounted for approximately 95% of the bank’s total transactions in Q2FY26.
• Total amount sanctioned and disbursed through Digital Lending Journeys crossed ₹7648 crore in Q2 FY’26.
• Other new initiatives include ‘RAHEE’, an AI-powered chatbot made for bank employees, UIDAI face authentication for UPI PIN setup or reset, five non-financial services provided on Gen AI Chatbot, ‘PIHU’, and spend analyser function on PNB One mobile app.

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