Shriram Finance Q1 results: Net profit jumps 60% YoY to ₹3,447 crore

Shriram Finance Q1 results: Shriram Finance on Friday, 24 July, reported a 60% year-on-year growth in its Q1FY27 standalone net profit at ₹3,447 crore as against ₹2,156 crore in the year-ago period. The company's net interest income (NII) stood at ₹7,712 crore, which was up 33.6% from ₹5,773 crore reported in the corresponding quarter of the last financial year.

In an exchange filing, Shriram Finance said its total Assets Under Management (AUM) grew 15.26% year-on-year to ₹3,13,798.39 crore as of 30 June, compared with ₹2,72,249.01 crore a year earlier. On a sequential basis, AUM increased from ₹3,02,273.75 crore as of 31 March 2026, reflecting continued growth in its lending portfolio.

Shriram Finance's asset quality remained broadly stable during the June quarter, with Gross NPA (Stage 3 assets) edging up to 4.64% from 4.58% in the March quarter. Net NPA remained unchanged on a sequential basis at 2.33%.

Loan losses and provisions increased to ₹1,463 crore during the quarter, compared with ₹1,409 crore in the preceding quarter.

On the profitability front, Return on Assets (RoA) improved to 3.93%, up from 2.76% in the year-ago period. However, Return on Equity (RoE) moderated to 12.76%, compared with 18.73% in the March quarter and 14.69% in the corresponding quarter last year.

Shriram Finance share price today

Shriram Finance share price today opened at ₹1,023.55 apiece on the BSE, the stock touched an intraday high of ₹1,050, and an intraday low of ₹992.75 apiece.

According to Sudeep Shah, Head of Technical and Derivatives Research at SBI Securities, Shriram Finance witnessed a volatile trading session, forming a small-bodied candlestick with long upper and lower shadows, indicating heightened intraday volatility and indecision.

Shah noted that the stock has been consolidating in the ₹981–1,087 range since June 15. Although it briefly slipped below its 50-day exponential moving average (EMA) during the session, buying interest at lower levels helped it reclaim the key moving average.

From a technical standpoint, Shah said momentum indicators remain cautious. The Relative Strength Index (RSI) has struggled to sustain above the 60 mark, indicating limited bullish momentum, while the DI- crossing above DI+ on the ADX suggests sellers are attempting to gain the upper hand.

He identified the ₹985–980 zone as a critical support area, warning that a decisive break below it could see the stock fill the gap towards ₹960. On the upside, the 20-day EMA in the ₹1,030–1,035 range is expected to act as the immediate resistance.

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