Union Bank of India Q3 Results: Net profit rises 9% to ₹5,017 crore, NII up 1% YoY

Union Bank of India Q3 Results: State-owned Union Bank of India on Wednesday (January 14) reported a 9% year-on-year (YoY) surge in net profit at ₹5,017 crore for the third quarter that ended December 31, 2025. In the corresponding quarter of the previous fiscal, Union Bank of India posted a net profit of ₹4,604 crore, the bank said in a regulatory filing.

Net interest income (NII), representing the gap between the interest a bank generates from loans and the interest it compensates depositors, rose by 1%, reaching ₹9,328 crore compared to ₹9,241 crore in the same quarter of FY25.

In an exchange filing, the bank reported that the Gross NPA decreased by 79 basis points year-on-year to 3.06%, while the Net NPA fell by 31 basis points year-on-year to 0.51% as of December 31, 2025.

The total business of the bank saw a growth of 5.04% compared to the same period last year, as of December 31, 2025. Gross advances experienced a year-on-year increase of 7.13%, while total deposits grew by 3.36% on a year-on-year basis.

As of December 31, 2025, the total business of Union Bank of India reached ₹22,39,740 crore. The bank's global deposits rose by 3.36% year-on-year, amounting to ₹12,22,856 crore.

The bank also announced strong capital adequacy metrics. As of December 2025, the capital-to-risk-weighted assets ratio was 16.49%. Meanwhile, the CET-1 ratio rose to 13.94%, up from 13.59% the previous year.

Union Bank share price today

Following a strong quarterly performance and improvements in key metrics, Union Bank of India shares hit 52-week high on Wednesday following Q3 results.

Union Bank share price today touched an intraday high of ₹180 apiece on the BSE.

Rajesh Bhosale, Equity Technical and Derivative Analyst at Angel One, said that the stock prices have seen strong surge in today's session gaining more than 8%.

Bhosale highlighted that the stock overall on the weekly chart is seeing a strong Inv Head and Shoulder breakout, based on this pattern uptrend is likely to continue, prices can extend towards 190 - 200 whereas 160 is immediate support.

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