Lost your ATM card? How card protection plans can help you

• There is a 24X7 toll free number where customers can call in case their cards get lost or stolen
• Several public and private sector banks have different Card Protection Plans

Senior citizen bank fixed deposit (FD) rates above 9%. Check interest rates here

• Senior citizens can invest in an FD for a tenure ranging from 7 days to 10 years
• Fixed deposits for senior citizens provide higher interest rate and tax benefits

SBI minimum account balance: Penalty and other rules explained

• SBI customers have to maintain an average monthly balance (AMB) in their account
• Maintenance of average monthly balance charges are different for metro, semi-urban and rural areas

Income tax department's message to those who didn't file ITR this time

• The income tax department is sending out polite emails to those who chose not to file their ITR this year
• You can still file your ITR, albeit a belated one, by paying a fine

Deposit insurance limit, on your money in banks, to be increased

• Under the current bank deposit insurance scheme in case of an unlikely bank failure deposits up to ₹1 lakh is insured and paid back to the depositor

Worried about your debt fund exposure in Vodafone Idea papers? Here’s what to do

• It is likely that rating agencies will downgrade Vodafone Idea's debt papers further
• There are total 29 schemes which are invested in debt papers of Vodafone Idea

Indians are buying more properties in London says a Knight Frank report

• There are various reasons why Indian home buyers are considering London to buy properties
• There are many people who buy real estate abroad for investment

5 tips to protect savings in times of inflation

Mint lists five ways to protect yourself from inflation

Income tax: No ITR refund till you verify it. Here's how to do it

• One reason for not getting income tax refund could be your failure to verify your income tax return (ITR)
• Here is how to verify your ITR using Aadhaar, bank account, internet banking or demat account

SBI annuity deposit scheme to earn monthly income: 5 things to know

• SBI annuity deposit scheme: a fixed amount is provided to the account holder in equated monthly instalments
• SBI also offers nomination facility with Annuity Deposit Scheme

Should you buy life insurance or open a PPF in your child’s name?

• Most products don’t offer any additional returns or tax benefits if you invest in your children’s names
• Even if you invest in your minor child’s name, the income or returns will get clubbed with your income for taxation

How money savvy is your teenager?

Take this money quiz to find out how well your teenager child understand money matters

Does your child know the basics?

Take this money quiz to find out how well your child understand the basics of money

It’s never too late to plan your child’s studies

• Evaluating the average cost of education in India and abroad will help you set a target for investments
• If you are starting late and are unable to save too much, consider taking an education loan if the need arises

Make compounding an integral part of your investment strategy

• There are 2 essential elements that make compounding work. The first is to give investments the time to build and the second is to have the discipline to remain invested.
• The benefits of compounding are magnified when the return on investment is higher as in the case of long-term equity investing

Indians’ gold love hits rough patch amid slowdown

Year to date, the demand for gold in the form of jewellery has been 395 tonnes, and in the form of bars and coins 100 tonnes.

Opinion | It’s important to teach the value of money early on

For children, financial discipline is as important as proficiency in arts and studies

Gen Z has a problem with gold: WGC Study

• In terms of investment demand, Gen Z consumers are less likely to invest for the long term, factors which in turn impact their demand for gold, says the WGC report
• The Gen Z attitude stands in contrast to their immediate seniors, the millennials

In income tax rule change, govt considers tweaking dividend distribution tax

• Investors, who are also taxed on their dividend earnings, have protested multiple levies
• Over recent months, authorities have slashed corporate taxes

Income tax department to refund late fee if wrongly charged

• Some income tax payers have been wrongly charged a late fee
• If you have paid the late fee, charged to you due to the error, you will get a refund