A portfolio should be diversified and well-balanced to suit all your needs
As your corpus grows, you need some stability to your equity-heavy portfolio and that can only come from debt and a small proportion of gold if you like that as a diversifier.
My wife and I have eight goals like education, child’s wedding, retirement, emergency corpus and perpetual travel amounting to investments of around ₹1 lakh per month. Should we build a basket of mutual funds consisting of debt, equity and multi-caps for each goal or should we just choose one fund for one goal. Also, how can we track individual goals over time?
Login to enjoy exclusive benefits!
- Unlocked premium articles
- Personalized news
- Market Watchlist
- Insightful Newsletters & more