Should I invest in PPF or index funds for a 15-yr horizon?
From a taxation perspective, returns from index investing would be subject to a 10% taxation after the first ₹1 lakh in profit. The long-term capital gains tax rate of 10% applies on mutual fund units sold after one year of holding.
I am unsure whether I should invest in PPF (Public Provident Fund) or Index funds for a period of 15 years. I am aware of the EEE (exempt, exempt, exempt) benefits on PPF, but I would like to know the actual returns of both these investments over a 15 years’ horizon post-tax, if any.