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Fri Jan 16 2026 15:59:57

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Business News/Money/ Personal Finance

Personal Finance

Regularly check your credit report for accurate financial opportunities

In a digital lending world, accurate data is your strongest asset

4 min read . 16 Jan 2026

Budget Recap: In Budget 2025, taxpayers got huge income tax reliefs

Budget recap: How much income tax relief did taxpayers get last year?

2 min read . 16 Jan 2026

The biggest casualty of lifestyle inflation is long-term wealth creation. (Pixabay)

How lifestyle inflation is quietly undermining India’s young earners

2 min read . 16 Jan 2026

Catch Neil Parikh from PPFAS Mutual Funds, Jay Kothari from DSP Mutual Fund and Subho Moulik from Appreciate at Mint Horizons Kolkata

Mint Horizons brings investment gurus Neil Parikh, Jay Kothari to Kolkata

2 min read . 15 Jan 2026

No government organization, regulator, or the Bima Lokpal calls policyholders to refund money.

Bima Lokpal asked me to claim refund for lapsed insurance policy. Is this fraud?

2 min read . 15 Jan 2026

People should start with a simple digital asset register, not a fancy spreadsheet.

When wealth dies with the password

3 min read . 15 Jan 2026

ITR-U can be used in cases such as under-reporting or incorrect reporting of income, selecting the wrong head of income, or applying an incorrect tax rate.

Missed income? ITR-U gives a second chance, but at a steep cost

5 min read . 15 Jan 2026

Moving abroad is not just about changing a physical address, it’s about legally and financially transitioning into NRI. (Image: Pixabay)

Moving abroad? Here's the financial checklist before you become an NRI

3 min read . 15 Jan 2026

An advance medical directive may be made by a person with decision-making capacity. (Image: Pixabay)

Can you refuse life support through your will? Here's what Indian law says

2 min read . 14 Jan 2026

Budget 2026: How can the government make the new tax regime more attractive?

Will FM Sitharaman make New Tax Regime more attractive? Experts weigh in

2 min read . 14 Jan 2026

Income patterns, family responsibilities, and personal choices all shape how people prepare for life after full-time work. (AI-generated illustration)

Balancing life, money, and retirement: Mid-50s essential checklist

4 min read . 14 Jan 2026

Financially, the Ghost Mansion is one of the most destructive decisions an Indian professional can make. (AI-generated image)

The Ghost Mansion fallacy: Why we build palaces we never live in

4 min read . 14 Jan 2026

Thematic mutual funds select stocks of companies in industries that belong to a particular theme. For example, infrastructure, service industries, PSUs or MNCs. They are more diversified than sectoral funds and hence have lower risk than sectoral funds.

Thematic funds disappointed investors in 2025: Should you bet on them this year?

3 min read . 13 Jan 2026

These digital arrest cases are becoming increasingly common, particularly among senior citizens.

Octogenarian loses ₹96 lakh in digital arrest: How to be careful of frauds?

2 min read . 13 Jan 2026

The bank offers 6.80% to regular citizens on an FD of tenor between 1 year to less than 456 days

What is TMB’s deposit scheme offering 7.50% per year to senior citizens?

1 min read . 13 Jan 2026

Equity savings funds, a category within hybrid mutual funds, invest across pure equity, arbitrage strategies and debt instruments. (Image: Pixabay)

Can conservative investors still earn real returns in a falling rate cycle?

3 min read . 13 Jan 2026

Users should verify recipient details, avoid unknown QR codes, and never approve collect requests unless certain of their purpose.

Sent money to the wrong UPI ID? What really happens next

5 min read . 13 Jan 2026

Most people chase investments only after most of the success it can deliver is behind us.

The high cost of chasing market success too late

3 min read . 13 Jan 2026

The retail direct gilt platform enables individuals to invest directly in government securities, including T-bills, dated government bonds, state development loans, and sovereign gold bonds.

Understanding retail direct gilt account and how it compares with FDs

4 min read . 12 Jan 2026

On July 11, income tax department (ITD) released the excel utilities of ITR-2 and ITR-2 for AY 2025-26

Income tax refund delayed? Here's what you should do

2 min read . 12 Jan 2026