Bank holiday today? Check if SBI, HDFC, ICICI are open or closed on 18 July— RBI calendar here

Bank holiday today: Most public and private banks across India will remain open today, on Saturday, 18 July. According to the Reserve Bank of India (RBI)'s holiday calendar, bank operations will continue as normal since it is the third Saturday of the month. Hence, SBI, HDFC, ICICI, PNB, and other banks will remain open today.

While most private and public banks will be operational today, they will remain closed on 18 July in cities like Gangtok due to the Drukpa Tshe-zi occasion.

It is considered to be one of the most auspicious and significant occasions for Buddhists across the world. Drukpa Tshe-zi falls on the 4th day (Tshe-zi) of the 6th month (Drukpa) of the Tibetan lunar calendar. It marks the day on which Lord Buddha gave his first sermon on the Four Noble Truths to his first five disciples in the Deer Park at Sarnath, more than 2500 years ago, after attaining enlightenment.

Check which states have banks open today

According to Goodreturns, all banks, including private, public, foreign, cooperative, local, or regional, will be operational today in all other cities that are not observing the Drukpa Tshe-zi occasion. These include Agartala, Ahmedabad, Aizawl, Bengaluru, Belapur, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Shillong, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Jaipur, Kanpur, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shimla, Srinagar, Thiruvananthapuram, and Vijayawada.

Upcoming bank holidays in July

According to the RBI calendar, all scheduled and non-scheduled banks are closed on all second and fourth Saturdays, in addition to Sunday, every month. Hence, customers will not be able to access in-branch facilities on these days; however, online services remain operational throughout. Given below is the list of upcoming weekend holidays this month.

Sundays: 19 and 26 July

Fourth Saturday: 25 July

According to the RBI's schedule, besides weekend holidays, banks in July will remain closed for two additional days across several states. In the RBI's holiday calendar, some days are marked as non-working days for banks under the “Negotiable Instruments Act” and others under “Banks’ Closing of Accounts."

18 July: Banks to remain closed in Sikkim because of Buddhist festival Drukpa Tshe-zi.

22 July: Banks in Tripura (Agartala) will be closed for operations on account of Kharchi Puja, a major regional festival celebrated in northeastern India.

Banking services customers can avail

Customers can continue to avail all banking services, including in-branch access to facilities, since banks will be operational across states (excluding Sikkim). Most of these banking services can also be availed via digital channels. Customers of SBI, HDFC Bank, ICICI Bank, Punjab National Bank, Bank of Baroda and other lenders can continue carrying out routine transactions through internet banking and mobile banking apps.

Branch-specific services, including cheque clearance, over-the-counter cash deposits, demand draft issuance, locker access and document verification, will also be available today.

What services can customers avail during bank holidays?

Even on bank holidays, customers can transfer and receive money using UPI or their bank's mobile app. These digital banking services remain available 24x7, although they may occasionally be interrupted for scheduled maintenance, which banks usually announce in advance.