3 min read.Updated: 19 Jul 2021, 01:18 AM ISTSashank Rishyasringa
BNPL is a credit product, and it is best delivered in a regulated format with controls
After two decades of innovation in financial services in India, one statistic stands out in its lack of scale—the number of unique credit card holders. At approximately 25-30 million, this figure has been long surpassed by everything from debit cards and e-commerce to WhatsApp and UPI users.
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