Can I buy a term insurance plan without details of past illnesses?1 min read 09 Mar 2023, 11:37 PM IST
It’s likely that the insurer will require you to undergo a medical examination. If the current insurer still declines your application, you can withdraw it and apply with a different insurer.
I am 34 years old. I had recently applied for term insurance from a leading insurer and had disclosed that I had undergone treatment for jaundice 12 years ago. The insurer is asking me for details about the treatment, but I do not have these details. What should I do to get term coverage as I don’t have any illnesses as such now.
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