Can you get a home loan in the absence of letter of allotment?1 min read 23 Mar 2022, 02:00 AM IST
Different banks have different norms to grant a loan and in case a particular bank may not grant a loan, another bank may be willing to grant a loan for the same flat based on its own assessment of the documents and prescribed requirements
The landlord of the house that I am willing to buy has lost the original letter of allotment. Although, the owner obtained a certified true copy (CTC) after lodging an e-FIR and submitting an indemnity bond. But the bank is unwilling to give a loan based on the CTC letter of allotment for fear of misuse of the missing original letter of allotment. What can I do in this regard?
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