The Employees' Provident Fund (EPF) is a secure, long term investment tool and retirement savings option for salaried individuals in India. You are eligible to open an EPF account if your basic pay and dearness allowance are up to ₹15,000, and you can add the voluntary provident fund (VPF) option if the basic pay and DA exceed ₹15,000 per month.
The Finance Ministry has ratified the EPFO's suggestion of 8.25% interest rate for EPF and VPF contributions by salaried citizens this financial year (FY2025-26), PTI reported. The EPF interest credits were expected to be complete by 15 July this year. This marks the third consecutive term that EPF subscribers receive 8.25% interest rate on their provident fund savings with the retirement fund body.
Today, we take a look at how EPF subscribers can retrieve their forgotten Universal Account Number (UAN) using the official portal or the government's Umang mobile application.
You can retrieve your UAN using basic details on the portal, as follows:
If you only have a PF number but don't remember your UAN, here’s how you can generate or retrieve your UAN using the Umang app:
Here’s how you can generate or retrieve your UAN using the EPFO Portal
During the process, if the following error message pops-up: “ORA-20001–demographic details do not match”, this means that your Aadhaar and EPFO details are mismatched. This could be either name, spelling, date of birth, or gender.
In this scenario, you will have to first complete corrections before making any updates or changes to your EPF account.
Jocelyn Fernandes is a journalist and editor with nearly 13 years of experience covering the business, corporate, economy and markets beats in news.<br> As chief content producer for around three years at Livemint (Hindustan Times), Jocelyn publishes breaking stories, explainers, features and live blogs on a range of business and economy topics, including the Budget, corporate developments, stock markets, income tax, money and personal finance, cryptocurrency, government policy, impact of US tariffs, international developments and more.<br> Jocelyn's writing philosophy is focused on delivering news in an accurate and accessible format for readers. She thus focuses her news coverage on explainers and FAQs in order to breakdown business, corporate, economic, and policy topics that are of importance to everyday readers.<br> She holds a Bachelors in Mass Media (BMM) and Post Graduate Diploma (PGD) in Journalism and Communication and has previously written for online business and markets news site Moneycontrol (Network18), Business-to-business (B2B) trade publications — the industry magazines Power Today and Solar Today (ASAPP Media), and the national news agency United News of India (UNI).<br> Outside of work, Jocelyn keeps up-to-date with local and international news, enjoys reading fiction books, novels and short stories, and enjoys movies, travelling and art. <br> She can be found on X and LinkedIn, and reached by email: <a href="jocelyn.fernandes@htdigital.in">jocelyn.fernandes@htdigital.in</a> <br> X/ Twitter handle: <a href="https://x.com/scribeJocelyn">@scribeJocelyn</a> <br> LinkedIn: <a href="https://in.linkedin.com/in/jocelyn-fernandes-journalist">LinkedIn</a>
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