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What will be the Future of Payments?
What will be the Future of Payments?

Here is what you need to know about the Future of Payments

Livemint, under the aegis of its property ‘The Future Of’ brings to you, Future of Payments, a series of deep, intelligent and thought provoking conversations on how payments are being re-imagined across the board.

We are going through testing times, coping with the significant disruption which is around us. The pandemic crisis is bound to bring about a huge change in all aspects including economy, politics and culture. Most importantly, it has been a test case for work from home worldwide. In other words, the future is already here.

Amidst the conversation of Future of everything, which can almost be seen as the beginning of a new world order or ushering in of a Renaissance – for startups, disruptors, thinkers - building the case for technology adoption and its transformation across sectors has never been more imminent.

Financial Services space is the heart of any sound economy, a lynchpin of strong growth and huge contributor to the GDP. And the way we make payments is changing faster than any other area of financial services. New technology and changing customer expectations are shattering the status quo and ushering in a growing number of new players that are challenging the traditional role of banks.

HT Ideas launches The Future of Payments
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HT Ideas launches The Future of Payments


Winners in the future payments ecosystem will be those that make the right decisions today. Understanding and re-imagining payments will help leaders make those decisions and determine how best to differentiate themselves in this fast-changing landscape.

Against this backdrop, Future of Payments, is a series of deep, intelligent and thought provoking conversations on how payments are being re-imagined across the board.

The first dispatch of the series will be held on 28th May 2020 at 4:30 PM, moderated by Shrija Agarwal, Executive Editor, HT Ideas Lab, Hindustan Times Digital. Here are the list of speakers who will be sharing their insights on this topic:

Mr. Aditya Kulkarni, Senior Director, CashFree
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Mr. Aditya Kulkarni, Senior Director, CashFree

Aditya has more than 12 years of experience across business development, client management and strategic program management. He has a keen interest and deep knowledge in fintech, digital payments, SaaS (Software as a Service) and analytics.

Having worked in companies across India, Germany, Japan and Singapore, he holds a Bachelor’s degree in engineering from Sri Jayachamarajendra College of Engineering in Mysore, and an MBA from Singapore Management University.

After a wealth of experience in fintech across companies such Wibmo (now a PayU company), TechProcess (Ingenico Group) and Juspay, Aditya now heads business development at Cashfree.

Mr. Vishal Gupta, Partner & Managing Director, Bessemer Venture Partners
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Mr. Vishal Gupta, Partner & Managing Director, Bessemer Venture Partners

Vishal Gupta is a partner and the managing director at Bessmer Venture Partners where he primarily focuses on investments in consumer internet, fintech and healthtech. He is/was boards of – Bigbasket, Swiggy, Urbanclap, Pharmeasy, Livspace, TaxiForsure (acq. By Ola) Matrimony (now public) and IEX (now public), financial services – Perfios, Innoviti, Lentra, HFFC, Shriram City (public) and healthtech – MediAssist, Nephroplus and DocsApp.

Prior to joining Bessemer, Vishal was a senior manager in the treasury at Reliance Group. Vishal holds an MBA from the Indian Institute of Management in Calcutta. He is a chartered accountant and has a BA in commerce from GS College, where he was ranked one of the top 750 students in the country. He is also a member of Mensa and has been a nationally-ranked table tennis player.

Mr. Rohit Kulkarni, Vice President, Payoneer, India operation
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Mr. Rohit Kulkarni, Vice President, Payoneer, India operation

Rohit Kulkarni has over 22 years of experience in the payment, e-commerce, internet, consumer services, and financial services industry. As Payoneer’s regional head, he leads efforts to empower professionals across all industries by connecting businesses and professionals with Payoneer’s innovative cross-border payments platform. Prior to joining Payoneer, Rohit worked with Amazon India, where he led seller marketing and new business initiatives. At Amazon.in, he led the seller business to launch Amazon.in in the multiple categories. In previous positions, Rohit led sales and business development for Yahoo Small Business, managed sales and product management at GE Money, and was a member of the start-up team at Sodexo Pass in India. Rohit has a bachelor’s Degree in Economics from University of Pune.

Mr. Sanjay Swamy, Managing partner, Prime Ventures and Co-founder, EzeTap
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Mr. Sanjay Swamy, Managing partner, Prime Ventures and Co-founder, EzeTap

Sanjay Swamy is Co-founder and Managing Partner at Prime Venture Partner, a seed-stage VC firm based out of Bangalore. Sanjay leads the charge on helping shape companies that have a specific focus on mobile applications, banking, financial services and mobile payments, with a firm philosophy of partnering with banks and financial institutions. Sanjay has played a dual-role of investor and co-founder in Prime’s first two companies, ZipDial, a mobile marketing platform recently acquired by Twitter, as well as at Ezetap, a Smart-Mobile POS company. Sanjay also is a key investor in happay, KredX and NiYO and is also actively involved in various policy-shaping initiatives that are redefining banking and payments in India including being a volunteer with iSpirt.Prior to Prime, Sanjay played a key role in the Aadhaar (Unique ID project)where he worked on the authentication platform and its relationship to Payments, Banking, Insurance & Telecommunication services.

Earlier he was the CEO of Mobile Payments startup mChek, a large-scale mobile payments provider that had massive distribution to more than 300M users across the Airtel and DoCoMo networks. Sanjay has also worked for 11 years in Silicon Valley in various customer facing and marketing roles at Portal Software (acquired by Oracle), XEROX PARC, and Integrated Systems (acquired by WindRiver Systems). During his work in Silicon Valley, he has worked extensively with various industries including the Telecommunications, Media & Entertainment, Publishing, Automotive and Aerospace industries, in North America & Europe.

Sanjay has a Masters Degree in Flight Control from University Of Washington, Seattle, a Masters Degree in Avionics from ENSAE, Toulouse and a Bachelor of Engineering from Bangalore University. He speaks French fluently, in addition to Hindi, Kannada and English. An avid cricket fan, Sanjay has a keen sense of humor and enjoys traveling. He lives in Bangalore with his wife Tulsi and son Ashwin. He is a firm believer in brand marketing – it's no wonder that his Facebook, Twitter, Skype and LinkedIn accounts have a common username – THESWAMY!

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