How investment strategy works in high-inflation, low-interest-rate environment
There are a variety of low-risk asset classes like debt funds, government bonds, etc., that would be an excellent way to safely diversify your assets and gain inflation-beating returns over the long run.
I am 38-year old. I have an extremely conservative stance on investing in financial markets and prefer investments with fixed returns. I have invested 90% of my corpus in fixed deposits and 10% in equity via MFs. My strategy for investing has always been a DIY approach as I believe financial advisors are mere insurance and mutual fund distributors who are driven by their commissions that eat into your gains. With inflation soaring and a low-interest-rate environment, what investment strategy would work best to help me reach my goal of financial freedom?