Travel credit cards provide a comprehensive insurance cover that protects the user from unforeseen expenses
After 2 years of Covid 19, many Indians are finally getting back to travel. However, high energy prices and general inflation have pushed up the cost of travel the most. Picking the right credit card can provide a cushion from these inflated prices. Travel cards are credit cards that offer higher benefits for travel. Travel benefits come in the form of air miles and discounted airfares, fuel surcharge discounts, airport lounge access, hotel discounts, and bundled travel insurance. For frequent travellers, they offer an edge over regular credit cards. Raj Khosla, Founder and MD MyMoneyMantra.com, said, “For instance, if you spend through a regular credit card, you only earn nearly about ₹2,000 for travel spend of ₹5 lakh. It depends from card to card and bank to bank. However,you can earn about ₹22,500 in terms of points for a normal travel credit card for travel spend of ₹5 lakh. For example, on Citibank Premier Miles Card, you earn around 4.5% for spends on airlines and hotels."
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